9 Esplanade, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 9 Esplanade, Mount Vernon, NY 10553

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jan 2005)
Tax Bill	$18,734 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550800 165.65-2092-20`

Property Details

APN / Parcel Number

Primary APN	`550800 165.65-2092-20`
Alternative APNs	`080016506520920200000000` `041340`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Account Number	041340
Street Address	9 ESPLANADE
City	MOUNT VERNON
State	NY
Zip	10553-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP OF OAKWOOD HEIGHTS
Legal Block	2092
Legal Lot Number	20.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3019
Census Tract	4100

Owner

9 Esplanade is owned and occupied by two individuals who bought it in January 2005.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 ESPLANADE, MOUNT VERNON, NY 10553-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2005 · Amount on File
Deed Sale	Jan 6, 2005 · Amount on File
Prior Sale	Jan 2, 2003 · Amount on File
Deed Document Number	2005443000284
Prior Transfer Date	Oct 10, 2002
Prior Transfer Doc	0423510171
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	9 ESPLANADE, MOUNT VERNON, NY 10553-1219
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ESPLANADE, MOUNT VERNON, NY 10553-1219

Mortgage

Document Number	0621543281
Date	Jun 3, 2022
Instrument	621543281

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	9 ESPLANADE, MOUNT VERNON, NY 10553-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0570803574
Date	Mar 22, 2017
Instrument	570803574

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 9 Esplanade was $18,734, up 14.4% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,734.00 (+14.38%)
2025	$16,379.00	$10,900 (-) Land $3,000 Building $7,900	$605,556 (+6.67%) Land $166,667 Building $438,889
2024		$10,900 (-) Land $3,000 Building $7,900	$567,708 (-10.94%) Land $156,250 Building $411,458
2023		$10,900 Land $3,000 Building $7,900	$637,427 Land $175,439 Building $461,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9 Esplanade in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Esplanade is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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