Campbell County property record for 9 Ervin Cir, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,910 sqft · built 1973 |
| Owner | Individual Name on Record |
| Last Sale | $222,500 (Mar 2008) |
| Tax Bill | $3,805 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-615.00 |
| Primary APN | 999-99-20-615.00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,910 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 114 ft deep x 44 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999920615.00 |
|---|---|
| Street Address | 9 ERVIN CIR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 53 SEC F MADONNA ESTATE |
| Legal Subdivision | MADONNA ESTATES |
| Legal Phase | F |
| Legal Lot Number | 53 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 ERVIN CIR, COLD SPRING, KY 41076-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOMERVILLE NAT'L BK |
| Mar 20, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage PROMINENT TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2008 · Amount on Record |
| Deed Sale | Mar 11, 2008 · Amount on Record |
| Prior Sale | Mar 11, 2008 · Amount on Record |
| Deed Document Number | 0010190004 |
| Last Transfer Date | Mar 20, 2017 |
| Transfer Doc | 0005053860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 9 ERVIN CIR, COLD SPRING, KY 41076-1805 |
| Document Number | 0005123148 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Name | Verified Name |
|---|---|
| Address | 9 ERVIN CIR COLD SPRING KY 410761805, COLD SPRING, KY 41076-1805 |
| Document Number | 0005123148 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 001027/000493 |
| Instrument | 5123148 |
| Name | SOMERVILLE NAT'L BK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Mar 20, 2017 |
| Property Address | 9 ERVIN CIR, COLD SPRING, KY 41076-1805 |
| Document Number | 0005053860 |
| Book / Page | D323 / 297 |
| Map Reference | CAB D SL 407A |
| Instrument Date | Mar 10, 2017 |
| Instrument | 5053860 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 ERVIN CIR, COLD SPRING, KY 41076-1805 |
| Document Number | , 5053861 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 5053861 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,805.00 (+0.98%) | $314,000 (-) Land $60,000 Building $254,000 | $314,000 (-) Land $60,000 Building $254,000 |
| 2023 | $3,768.00 (+31.66%) | $314,000 (+37.12%) Land $60,000 Building $254,000 | $314,000 (+37.12%) Land $60,000 Building $254,000 |
| 2022 | $2,862.00 | $229,000 Land $40,000 Building $189,000 | $229,000 Land $40,000 Building $189,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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