Rockland County and Ramapo Town property record for 9 Emerald Ln, Montebello, NY 10901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,675 sqft · built 1989 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,050,000 (Apr 2024) |
| Tax Bill | $27,348 (2024) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392617 48.8-1-36 |
| Primary APN | 392617 48.8-1-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,675 sqft Living Area |
| Gross Area | 5,431 sqft |
| 1st Floor Area | 2,051 sqft |
| 2nd Floor Area | 1,624 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 49,223 sqft (1.13 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 1,520 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 651 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00423950000 |
|---|---|
| Street Address | 9 EMERALD LN |
| City | SUFFERN |
| State | NY |
| Zip | 10901-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Subdivision | GOLDEN ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 36.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11602 |
9 Emerald Ln is owned by an individual who bought it in April 2024.
Source: Rockland County and Ramapo Town records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 160 ROSS ST, BROOKLYN, NY 11211-7785 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK |
| Apr 5, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Aug 27, 2019 | Quit Claim Deed, Transfer LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC |
| Aug 10, 2018 | Grant Deed, Transfer · Conventional with PMI FM HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2024 · Amount on File |
| Deed Sale | Apr 5, 2024 · Amount on File |
| Prior Sale | Aug 10, 2018 · Amount on File |
| Deed Document Number | 20242024-00009645 |
| Prior Transfer Date | Aug 8, 2019 |
| Prior Transfer Doc | 0000024248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 9 EMERALD LN, MONTEBELLO, NY 10901-3217 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000036400 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023-00036400 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 5, 2024 |
| Property Address | 9 EMERALD LN, MONTEBELLO, NY 10901-3217 |
| Document Number | 0000009645 |
| Map Reference | BK 108 PG 190 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024-00009645 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 EMERALD LN, SUFFERN, NY 10901-3217 |
| Name | Verified Name |
|---|---|
| Address | 160 ROSS ST, BROOKLYN, NY 11211-7785 |
| Document Number | 0000009646 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 2024-00009646 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 27, 2019 |
| Property Address | 9 EMERALD LN, MONTEBELLO, NY 10901-3217 |
| Document Number | 0000024248 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 24248 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 EMERALD LN SUFFERN NY 109013217, SUFFERN, NY 10901-3217 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 10, 2018 |
| Property Address | 9 EMERALD LN, MONTEBELLO, NY 10901-3217 |
| Document Number | 0000023470 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 23470 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | LAND TRACK TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,996.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1901 DORCHESTER RD BROOKLYN NY 112266757, BROOKLYN, NY 11226-6757 |
| Document Number | 23471 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 23471 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2048 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Montebello Village |
| Unified School District | Suffern Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $27,348.00 | $87,000 (-) Land $28,000 Building $59,000 | $110,200 (-) |
| 2023 | $87,000 Land $28,000 Building $59,000 | $110,200 Land $35,467 Building $74,733 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9 Emerald Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1978–2011) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Emerald Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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