Cheshire County and Winchester Town property record for 9 Elm St, Winchester, NH 03470
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 4 ba · 2,761 sqft · built 1800 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Mar 2021) |
| Tax Bill | $4,522 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2022 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | WNCH M:00026 B:000050 L:000000 |
| Primary APN | WNCH M:00026 B:000050 L:000000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 4 Units |
| Stories | 3 Stories |
| Building Area | 2,761 sqft Living Area |
| Gross Area | 4,735 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 15,682 sqft (0.36 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 9 ELM ST |
|---|---|
| City | WINCHESTER |
| State | NH |
| Zip | 03470-3201 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | COMM-S |
| Legal Block | 50 |
| Jurisdiction | WINCHESTER TOWN NH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 971700 |
9 Elm St, a residential property, is owned by an individual who bought it in March 2021.
Source: Cheshire County and Winchester Town records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 POND ST, LYNN, MA 01904-2622 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage 802 CREDIT UNION |
| Oct 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MASCOMA BANK |
| Mar 5, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RIVER VALLEY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on File |
| Deed Sale | Mar 5, 2021 · Amount on File |
| Prior Sale | May 25, 2017 · Amount on File |
| Deed Document Number | 20212423 |
| Deed Book / Page | 3153 / 294 |
| Transfer Doc | 2967-1088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Property Address | 9 ELM ST, WINCHESTER, NH 03470-3201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03341-1251 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 3341/1251 |
| Instrument | 2601736 |
| Name | 802 CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Apr 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Property Address | 9 ELM ST, WINCHESTER, NH 03470-3201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003230-295 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 3230/295 |
| Instrument | 2209856 |
| Name | MASCOMA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Recording Date | Mar 5, 2021 |
| Property Address | 9 ELM ST, WINCHESTER, NH 03470-3201 |
| Document Number | 3153-294 |
| Book / Page | 3153 / 294 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2102423 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 POND ST, LYNN, MA 01904-2622 |
| Document Number | 2102424 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2102424 |
| Name | RIVER VALLEY CU |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Apr 1, 2024 |
| Max Rate At Change | 5.38% |
| Index | 1-Year CMT |
Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Winchester Town |
| Elementary School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $4,522.00 (-7.68%) | $154,600 (-) Land $44,500 Building $110,100 |
| 2023 | $4,898.00 (+10.39%) | $154,600 (-) Land $44,500 Building $110,100 |
| 2022 | $4,437.00 | $154,600 Land $44,500 Building $110,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1984–2021) |
| Most Recent Claim | Jul 2021 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 2,800 people · EPA ID NH2531010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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