Polk County property record for 9 E Palm St, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,594 sqft · built 1961 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jul 2012) |
| Tax Bill | $928 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-27-03-717500-029050 |
| Primary APN | 27-27-03-717500-029050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,023 sqft (0.276 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
| Porch Area | 706 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 9 E PALM ST |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-4145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DAVENPORT PB 3 PGS 58 & 59 BLK 29 LOT 5 W 40 FT & LOT 6 E 40 FT |
| Legal Range | 27E |
| Legal Township | 27S |
| Legal Section | 03 |
| Legal Subdivision | DAVENPORT |
| Legal Tract | 717500 |
| Legal Block | 29 |
| Legal Lot Number | 5,6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 12502 |
9 E Palm St is owned and occupied by two individuals who bought it in July 2012.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 E PALM ST, DAVENPORT, FL 33837-4145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 27, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2012 · Amount on File |
| Deed Sale | Jul 17, 2012 · Amount on File |
| Prior Sale | Aug 23, 2011 · Amount on File |
| Deed Document Number | 2012125109 |
| Deed Book / Page | 8699 / 1823 |
| Prior Transfer Date | Dec 8, 2009 |
| Prior Transfer Doc | 0000215647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 9 E PALM ST, DAVENPORT, FL 33837-4145 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9 E PALM ST, DAVENPORT, FL 33837-4145 |
| Document Number | 0000265034 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 13771/548 |
| Instrument | 2025265034 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 21, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 9 E PALM ST, DAVENPORT, FL 33837-4145 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9 E PALM ST, DAVENPORT, FL 33837-4145 |
| Document Number | 0000238253 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 11889/12 |
| Instrument | 2021238253 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 9 E PALM ST, DAVENPORT, FL 33837-4145 |
| Document Number | 0108292069 |
| Instrument Date | Apr 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9 E PALM ST DAVENPORT FL 338374145, DAVENPORT, FL 33837-4145 |
| Document Number | 0108292069 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 010829/002069 |
| Instrument | 90620 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9 E Palm St was $928 with a homeowner's exemption, down 2.2% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Davenport City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,147 (+2.7%) | $259,516 (+6.49%) Land $59,607 Building $199,909 | |
| 2025 | $928.00 (-2.21%) Homeowner's exemption | $91,672 | $243,703 Land $37,557 Building $206,146 |
| 2024 | $949.00 (+4.52%) | ||
| 2023 | $908.00 (+3.77%) Homeowner's exemption | $86,493 (+3%) | $240,531 (+21.03%) Land $36,355 Building $204,176 |
| 2022 | $875.00 Homeowner's exemption | $83,974 | $198,736 Land $33,182 Building $165,554 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 E Palm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 E Palm St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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