Ashe County property record for 9 E 5th St, West Jefferson, NC 28694
| Property Type | Single Family Home |
|---|---|
| Details | 2,600 sqft · built 1995 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Oct 2020) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19223-001-456 |
| Primary APN | 19223-001-456 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 2,600 sqft Heated Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Cooling System | Central |
|---|
| Account Number | 109502 |
|---|---|
| Street Address | 9 E 5TH ST |
| City | WEST JEFFERSON |
| State | NC |
| Zip | 28694-9775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 40-41 E 5TH ST (RURAL PAVED) |
| Legal Subdivision | G C GREEN ADDITION |
| Legal Lot Number | 40-41 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | WEST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970400 |
Source: Ashe County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 E 5TH ST, WEST JEFFERSON, NC 28694-9775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK |
| Oct 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK |
| Oct 22, 2018 | Warranty Deed, Transfer BRANCH BANKING & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Prior Sale | Oct 22, 2018 · Amount on Record |
| Deed Document Number | 20204989 |
| Deed Book / Page | 517 / 2102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 9 E 5TH ST, WEST JEFFERSON, NC 28694-9775 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000562/623 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 562/623 |
| Instrument | 1658 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | 21 E ASHE ST, WEST JEFFERSON, NC 28694 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2049 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Oct 5, 2020 |
| Property Address | 9 E 5TH ST, WEST JEFFERSON, NC 28694-9775 |
| Document Number | 00517/2102 |
| Book / Page | 517 / 2102 |
| Map Reference | MB 1 PG 24 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 4989 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 VILLAGE PARK DR # DR2, DR2, WEST JEFFERSON, NC 28694-6015 |
| Name | Verified Name |
|---|---|
| Address | 9 E 5TH ST, WEST JEFFERSON, NC 28694-9775 |
| Document Number | 0000004990 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 4990 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Oct 22, 2018 |
| Property Address | 9 E 5TH ST, WEST JEFFERSON, NC 28694-9775 |
| Document Number | 00495/1566 |
| Book / Page | 495 / 1566 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 000000004737 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 E 5TH ST, WEST JEFFERSON, NC 28694-9775 |
| Document Number | 0000000495/0000001570 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 0000000495/0000001570 |
| Instrument | 000000004738 |
| Name | BRANCH BANKING & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
Source: Ashe County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | West Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,067.00 | $469,900 (-) Land $25,000 Building $444,900 | $469,900 (-) Land $25,000 Building $444,900 |
| 2023 | $2,067.00 (+47.85%) | $469,900 (+91.95%) Land $25,000 Building $444,900 | $469,900 (+91.95%) Land $25,000 Building $444,900 |
| 2022 | $1,398.00 | $244,800 Land $10,000 Building $234,800 | $244,800 Land $10,000 Building $234,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1995–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WEST JEFFERSON serves 1,321 people · EPA ID NC0105010 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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