9 Duncan Ln, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 9 Duncan Ln, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1986
Lot Size	0.346 acres (15,088 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jan 2021)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:03I B:0016 L:R1`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:03I B:0016 L:R1`
Alternative APN	`4955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	4,224 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,088 sqft (0.346 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4955
Street Address	9 DUNCAN LN
City	CHATHAM
State	MA
Zip	02633-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Block	16
Legal Lot Number	R1
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4000
Census Tract	10700

Owner

9 Duncan Ln is owned and occupied by two individuals who bought it in January 2021.

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 DUNCAN LN, CHATHAM, MA 02633-3149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	May 3, 1996 · Amount on File
Deed Document Number	20211993
Deed Book / Page	33666 / 248
Prior Transfer Date	Dec 8, 2020
Prior Transfer Doc	33666-248
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Jan 11, 2021
Property Address	9 DUNCAN LN, CHATHAM, MA 02633-3149
Document Number	33666-248
Book / Page	33666 / 248
Instrument Date	Dec 8, 2020
Instrument	1993
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 DUNCAN LN, CHATHAM, MA 02633-3149

Mortgage

Document Number	1994
Date	Jan 11, 2021
Instrument	1994

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9 Duncan Ln was $2,657, up 3% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (+2.98%)	$765,700 (+5.96%) Land $303,300 Building $462,400	$818,995
2024	$2,580.00 (+4.62%)	$722,600 (+13.69%) Land $286,100 Building $436,500
2023	$2,466.00	$635,600 Land $238,400 Building $397,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Duncan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Duncan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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