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9 Division St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 9 Division St, Oneonta, NY 13820

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 1.5 ba · 2,248 sqft · built 1970
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on File
Last Sale$155,000 (Jun 2013)
Tax Bill$5,791 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Apr 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN361200 300.6-2-41

Property Details

APN / Parcel Number

Primary APN361200 300.6-2-41
Alternative APNs
  • 120030000600020410000000
  • 3911 0897

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Units4 Units
Stories2 Stories
Building Area2,248 sqft Gross Area
1st Floor Area1,358 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1975
Exterior MaterialWood
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions122 ft deep x 80.5 ft wide
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 0897
Street Address9 DIVISION ST
CityONEONTA
StateNY
Zip13820-2650
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code140
Legal Block2
Legal Lot Number41.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group3
Census Block3010
Census Tract590900

Owner

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20 RIVER ST, 3, ONEONTA, NY 13820-2856
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2020Loan Modification, Mortgage
USNY BK
Apr 3, 2020Loan Modification, Mortgage
USNY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 7, 2013 · Amount on Record
Deed SaleJun 7, 2013 · Amount on Record
Prior SaleDec 3, 2004 · Amount on Record
Deed Book / Page2013 / 2992
Record UpdatedJun 8, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOTSEGO NY
Property Address9 DIVISION ST, ONEONTA, NY 13820-2650
Document Number0000001688
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 MARKET ST #11 ONEONTA NY 138202626, 11, ONEONTA, NY 13820-2626

Mortgage

Document Number0000001688
DateApr 29, 2020
Instrument1688
Lender
NameUSNY BK
TypeBank
AddressGENEVA, NY 14456
Agreement
AmountAmount Recorded
Term300 Months
DueApr 28, 2045
Interest
Rate TypeFixed Rate
Rate5.25%

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOTSEGO NY
Property Address9 DIVISION ST, ONEONTA, NY 13820-2650
Document Number0000001686
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 MARKET ST #11 ONEONTA NY 138202626, 11, ONEONTA, NY 13820-2626

Mortgage

Document Number0000001686
DateApr 29, 2020
Instrument1686
Lender
NameUSNY BK
TypeBank
AddressGENEVA, NY 14456
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,791.00$150,000 (-) Land $15,000 Building $135,000$211,268 (+14.08%) Land $21,127 Building $190,141
2023$150,000 Land $15,000 Building $135,000$185,185 Land $18,518 Building $166,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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