Kenton County property record for 9 Crystal Lake Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 912 sqft · built 1978 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,157 (Jan 2025) |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-567.00 |
| Primary APN | 045-30-00-567.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 912 sqft Finished Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 9 CRYSTAL LAKE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 1 PT B LOT 19 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 66801 |
9 Crystal Lake Dr is owned and occupied by two individuals who bought it in January 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 CRYSTAL LAKE DR, COVINGTON, KY 41017-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2025 · Amount on File |
| Deed Sale | Jan 2, 2025 · Amount on File |
| Prior Sale | Jan 5, 2017 · Amount on File |
| Deed Document Number | 2025113 |
| Deed Book / Page | 322 / 391 |
| Prior Transfer Date | Dec 20, 2016 |
| Prior Transfer Doc | 0005900074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 5, 2017 |
| Property Address | 9 CRYSTAL LAKE DR, COVINGTON, KY 41017-9736 |
| Document Number | 0000000074 |
| Book / Page | 0I3881 / 000149 |
| Instrument Date | Dec 20, 2016 |
| Instrument | 74 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9 CRYSTAL LAKE DR COVINGTON KY 410179736, COVINGTON, KY 41017-9736 |
The 2025 property tax bill for 9 Crystal Lake Dr was $1,748.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,500 (+4.02%) Land $20,000 Building $163,500 | $183,500 (+4.02%) Land $20,000 Building $163,500 | |
| 2025 | $1,748.00 | $176,400 Land $10,000 Building $166,400 | $176,400 Land $10,000 Building $166,400 |
| 2023 | $1,385.00 Homeowner's exemption | $176,400 Land $10,000 Building $166,400 | $176,400 Land $10,000 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Crystal Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9 Crystal Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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