Suffolk County and Smithtown Town property record for 9 Cross St, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,041 sqft · built 1949 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $456,000 (Aug 2017) |
| Tax Bill | $13,447 (2024) |
| Deeds & Mortgages | May 2021 Refinance Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 130.-4-49.1 |
| Primary APN | 473489 130.-4-49.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| Gross Area | 2,511 sqft |
| 1st Floor Area | 1,621 sqft |
| 2nd Floor Area | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 19,166 sqft (0.44 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 700 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 9 CROSS ST |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-394076.1 TC-70 *571 PT LOT 147-149 I9TH AMENDED MAP H&H CO |
| Legal Subdivision | NINTH AMENDED MAP HOUSE HOME COMPANY |
| Legal Block | 4 |
| Legal Lot Number | 49 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 135303 |
9 Cross St is owned and occupied by two individuals who bought it in August 2017.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 CROSS ST, SMITHTOWN, NY 11787-4715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MID-ISLAND MORTGAGE CORP |
| Aug 22, 2017 | Grant Deed, Transfer · VA Mortgage MID-ISLAND MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on File |
| Deed Sale | Aug 22, 2017 · Amount on File |
| Prior Sale | Jun 20, 2001 · Amount on File |
| Deed Book / Page | 12926 / 308 |
| Prior Transfer Date | Feb 5, 2003 |
| Prior Transfer Doc | 0122400755 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 CROSS ST, SMITHTOWN, NY 11787-4715 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232690012 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 23269/12 |
| Instrument | DM007515 |
| Name | MID-ISLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 22, 2017 |
| Property Address | 9 CROSS ST, SMITHTOWN, NY 11787-4715 |
| Document Number | 0129260308 |
| Book / Page | 012926 / 000308 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | RAM ABSTRACT LIMITED, RAM ABSTRACT LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,824.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 131 LEDGEWOOD DR SMITHTOWN NY 117874255, SMITHTOWN, NY 11787-4255 |
| Document Number | 228470051 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 022847/000051 |
| Name | MID-ISLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTBURY, NY 11590 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,376 Land $350 Building $5,026 | $672,000 Land $43,750 Building $628,250 | |
| 2024 | $13,447.00 | ||
| 2023 | $5,376 Land $350 Building $5,026 | $6,179 Land $402 Building $5,777 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9 Cross St in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 45 (1979–2016) |
| Claims Outside the SFHA | 39 of 45 |
| Most Recent Claim | Aug 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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