9 Cross St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 9 Cross St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,636 sqft · built 1939
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Dec 2010)
Tax Bill	$8,914 (2025)
Deeds & Mortgages	Dec 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`READ M:008.0-0000-0107.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:008.0-0000-0107.0`
Alternative APNs	`M:008.0=0000=0107.0` `200000000060` `200000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,636 sqft Living Area
Gross Area	3,460 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	200000000060
Street Address	9 CROSS ST
City	READING
State	MA
Zip	01867-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3005
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:008.0-0000-0107.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 CROSS ST, READING, MA 01867-3637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2010 · Amount on Record
Deed Sale	Dec 01, 2010 · Amount on Record
Deed Document Number	2010219465
Deed Book / Page	55948 / 477
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	9 CROSS ST, READING, MA 01867-3637
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081030-283
Date	Dec 07, 2022
Book Page	81030/283
Instrument	178338

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,914.00 (+3.06%)	$782,600 (+6.04%) Land $511,100 Building $271,500	$763,705 (+7.4%)
2024	$8,649.00 (-2.27%)	$738,000 (+4.99%) Land $481,900 Building $256,100	$711,075
2023	$8,850.00	$702,900 Land $458,900 Building $244,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.