Orange County and Warwick Town property record for 9 Cottage St, Warwick, NY 10990
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1925 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,000 (Aug 2010) |
| Tax Bill | $6,726 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 335405 210-4-3 |
| Primary APN | 335405 210-4-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,450 sqft |
| 1st Floor Area | 650 sqft |
| 2nd Floor Area | 650 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 80 ft deep x 70 ft wide |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 456 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 210-4-3 |
|---|---|
| Street Address | 9 COTTAGE ST |
| City | WARWICK |
| State | NY |
| Zip | 10990-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00206 |
| Legal Block | 4 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14602 |
9 Cottage St is owned and occupied by two individuals who bought it in August 2010.
Source: Orange County and Warwick Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 COTTAGE ST, WARWICK, NY 10990-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2010 · Amount on File |
| Deed Sale | Aug 24, 2010 · Amount on File |
| Prior Sale | Mar 15, 2002 · Amount on File |
| Deed Book / Page | 13045 / 1897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 9 COTTAGE ST, WARWICK, NY 10990-1201 |
| Document Number | 0000055875 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | ASSURANCE ABSTRACT AND TITLE SERVICES LLC, ASSURANCE ABS & TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 COTTAGE ST WARWICK NY 109901201, WARWICK, NY 10990-1201 |
| Document Number | 0000055875 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 014826/000783 |
| Instrument | 55875 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 19, 2035 |
Source: Orange County and Warwick Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Warwick Town |
| Municipality | Warwick Village |
| Unified School District | Warwick Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,000 Land $5,400 Building $18,600 | $285,700 | |
| 2024 | $6,726.00 | ||
| 2023 | $24,000 (-) Land $5,400 Building $18,600 | $259,500 (+17.31%) Land $58,387 Building $201,113 | |
| 2022 | $24,000 Land $5,400 Building $18,600 | $221,200 Land $49,770 Building $171,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9 Cottage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Cottage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK VILLAGE serves 6,800 people · EPA ID NY3503561 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Alteva of Warwick Fiber | 1,000 / 1,000 |
May also be available: Frontier, Verizon.
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