9 Cottage St, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 9 Cottage St, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,698 sqft · built 1946
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$247,500 (Feb 2020)
Tax Bill	$8,565 (2025)
Deeds & Mortgages	Jul 2021 Refinance Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D140025`

Property Details

APN / Parcel Number

Primary APN	`D140025`
Alternative APN	`RIDG M:D14 B:0025`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
Basement Area	999 sqft
Unfinished Basement	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	D140025
Street Address	9 COTTAGE ST
City	RIDGEFIELD
State	CT
Zip	06877-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	25
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2000
Census Tract	245500

Owner

9 Cottage St is owned and occupied by an individual who bought it in February 2020.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	9 COTTAGE ST, RIDGEFIELD, CT 06877-4318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY RESOURCES OHIO
Feb 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Deed Book / Page	1086 / 960
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	1086-960
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	9 COTTAGE ST, RIDGEFIELD, CT 06877-4318
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01124-1159
Date	Jul 7, 2021
Book Page	1124/1159

Lender

Name	EQUITY RESOURCES OHIO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Feb 28, 2020
Property Address	9 COTTAGE ST, RIDGEFIELD, CT 06877-4318
Document Number	1086-960
Book / Page	1086 / 960
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1086963
Date	Feb 28, 2020
Instrument	1086/963

Lender

Name	EQUITY RESOURCES INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9 Cottage St was $8,565.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,565.00	$312,690 Land $211,750 Building $100,940	$218,883 Land $148,225 Building $70,658
2024	$8,565.00 (+6.12%)
2023	$8,071.00 (+26.15%)	$312,690 (+38.94%) Land $211,750 Building $100,940
2022	$6,398.00	$225,060 Land $153,990 Building $71,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Cottage St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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