Middlesex County and Bedford Town property record for 9 Cot Hill Rd, Bedford, MA 01730
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,155 sqft · built 1973 |
| Lot Size | 0.919 acres (40,045 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,300,000 (Sep 2022) |
| Tax Bill | $167 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BEDF M:019 P:0076-C |
| Primary APN | BEDF M:019 P:0076-C |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,155 sqft Living Area |
| Gross Area | 6,478 sqft |
| 1st Floor Area | 1,662 sqft |
| Basement Area | 1,953 sqft |
| Unfinished Basement | 1,953 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,045 sqft (0.919 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 9 COT HILL RD |
|---|---|
| City | BEDFORD |
| State | MA |
| Zip | 01730-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Subdivision | COT HILL |
| Jurisdiction | BEDFORD MA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 359100 |
9 Cot Hill Rd is owner-occupied and held in a trust since September 2022.
Source: Middlesex County and Bedford Town records, as of April 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9 COT HILL RD, BEDFORD, MA 01730-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NFM LENDING |
| Aug 30, 2017 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK |
| Aug 30, 2017 | Deed of Trust, Mortgage BERKSHIRE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on File |
| Deed Sale | Sep 15, 2022 · Amount on File |
| Prior Sale | May 29, 2015 · Amount on File |
| Deed Book / Page | 80714 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Sep 15, 2022 |
| Property Address | 9 COT HILL RD, BEDFORD, MA 01730-1218 |
| Document Number | 00080714-1 |
| Book / Page | 80714 / 1 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 140572 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 COT HILL RD, BEDFORD, MA 01730-1218 |
| Document Number | 0000140573 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 140573 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 9 COT HILL RD, BEDFORD, MA 01730-1218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69853-445 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 69853/445 |
| Instrument | 139513 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 9 COT HILL RD, BEDFORD, MA 01730-1218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69853-433 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 69853/433 |
| Instrument | 139512 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 9 Cot Hill Rd was $167, down 98.9% from the year before.
Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167.00 (-98.94%) | $1,392,400 (+5%) Land $567,200 Building $825,200 | $1,338,930 |
| 2024 | $15,754.00 (+0.91%) | $1,326,100 (+6%) Land $540,200 Building $785,900 | |
| 2023 | $15,612.00 | $1,251,000 Land $510,200 Building $740,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Cot Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1979–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Jan 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Cot Hill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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