Stafford County property record for 9 Copper Ct, Fredericksburg, VA 22406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,620 sqft · built 1997 |
| Lot Size | 0.246 acres (10,759 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,580 (Jul 1997) |
| Tax Bill | $4,504 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 44R-1A-109 |
| Primary APN | 44R-1A-109 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| Basement Area | 1,310 sqft |
| Finished Basement | 643 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,759 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 26984 |
|---|---|
| Old Parcel Number | 044R 1A 109 |
| Street Address | 9 COPPER CT |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22406-7227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 109 10761 SQFT SEC 1A STAFFORD LAKES VILLAGE |
| Legal Subdivision | STAFFORD LAKES VILLAGE |
| Legal Lot Number | 109 10761 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10307 |
Source: Stafford County records · APN 44R-1A-109
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 COPPER CT, FREDERICKSBURG, VA 22406-7227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Dec 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 1997 · Amount on Record |
| Deed Sale | Jul 01, 1997 · Amount on Record |
| Deed Document Number | 970010400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 02, 2026 |
| Property Address | 9 COPPER CT, FREDERICKSBURG, VA 22406-7227 |
| Document Number | 0000007923 |
| Instrument Date | May 05, 2026 |
| Instrument | 20267923 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | POST SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 9 COPPER CT, FREDERICKSBURG, VA 22406-7227 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007923, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 20267923 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 01, 2066 |
| Rate | 7.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 9 COPPER CT, FREDERICKSBURG, VA 22406-7227 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SRVS LLC |
| Name | Verified Name |
|---|
| Document Number | 0210041500 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 210041500 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,504.00 (+11.57%) | $480,900 (+12.54%) Land $130,000 Building $350,900 | $480,900 (+12.54%) Land $130,000 Building $350,900 |
| 2023 | $4,037.00 (+20.9%) | $427,300 Land $120,000 Building $307,300 | $427,300 Land $120,000 Building $307,300 |
| 2021 | $3,339.00 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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