9 Concord Dr, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 9 Concord Dr, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 1979
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Dec 2020)
Tax Bill	$8,054 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`012689 7.4-1-33`

Property Details

APN / Parcel Number

Primary APN	`012689 7.4-1-33`
Alternative APNs	`268900700400010330000000` `00700400010330000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,128 sqft
Upper Floors Area	648 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700400010330000000
Street Address	9 CONCORD DR
City	SCHENECTADY
State	NY
Zip	12309-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	OR 24 TOKAY LA N-CONCORD DR E-TOKAY LA S-122-92
Legal Subdivision	ARBOR ESTATES
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3002
Census Tract	13802

Owner

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 CONCORD DR, SCHENECTADY, NY 12309-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jul 2, 2020	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	202028527
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 1, 2020
Property Address	9 CONCORD DR, SCHENECTADY, NY 12309-3228
Document Number	0000008527
Map Reference	MAP 5493 DR 170
Instrument Date	Nov 9, 2020
Instrument	R2020-28527
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ASSURED ABSTRACT & AMP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	842 PEARSE RD, 842, SCHENECTADY, NY 12309-2910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8330 118TH ST, KEW GARDENS, NY 11415-2374

Mortgage

Document Number	0000028528
Date	Dec 1, 2020
Instrument	R2020-28528

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 2, 2020
Property Address	9 CONCORD DR, SCHENECTADY, NY 12309-3228
Document Number	0000013263
Instrument Date	Jun 30, 2020
Instrument	13263
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	842 PEARSE RD NISKAYUNA NY 123092910, NISKAYUNA, NY 12309-2910

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,054.00 (+34.46%)	$145,000 (-) Land $36,300 Building $108,700	$331,800 (+16.71%) Land $83,064 Building $248,736
2023		$145,000 (-) Land $36,300 Building $108,700	$284,300 (+9.31%) Land $71,173 Building $213,127
2022		$145,000 Land $36,300 Building $108,700	$260,090 Land $65,112 Building $194,978
2021	$5,990.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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