9 Cobblestone Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 9 Cobblestone Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,757 sqft · built 1996
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,418 (2026)
Flood Zone	Zone X (minimal risk)
APN	`06-11-0006.0005`

Property Details

APN / Parcel Number

Primary APN	`06-11-0006.0005`
Alternative APN	`33-06-11-0006.0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,757 sqft Living Area
1st Floor Area	3,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modern
Construction Type	Frame
Lot Area	161,172 sqft (3.7 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9 COBBLESTONE LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-6260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENNETH R HESS LAND LOT 1 3.70 AC
Legal Lot Number	1
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	2
Census Block	2020
Census Tract	971002

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 COBBLESTONE LN, BERKELEY SPRINGS, WV 25411-6260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,418.00 (+20.48%)	$163,020 (+17.72%) Land $34,680 Building $128,340	$271,700 (+17.72%) Land $57,800 Building $213,900
2025	$1,177.00 (+12.31%) Homeowner's exemption	$138,480 (+10.96%) Land $34,680 Building $103,800	$230,800 (+10.96%) Land $57,800 Building $173,000
2023	$1,048.00 (+1.06%) Homeowner's exemption	$124,800 (+0.87%) Land $31,800 Building $93,000	$208,000 (+0.87%) Land $53,000 Building $155,000
2022	$1,037.00 Homeowner's exemption	$123,720 Land $31,800 Building $91,920	$206,200 Land $53,000 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20