9 Cobblestone Ct, Laguna Niguel, CA 92677 Property Records

Orange County property record for 9 Cobblestone Ct, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,763 sqft · built 1989
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,986 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`673-541-27`

Property Details

APN / Parcel Number

Primary APN	`673-541-27`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,763 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	8,250 sqft (0.189 acres)
Garage Area	655 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9 COBBLESTONE CT
City	LAGUNA NIGUEL
State	CA
Zip	92677-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 12801 BLK LOT 59
Legal Subdivision	TRACT NO 12801
Legal Tract	12801
Legal Lot Number	59
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2008
Census Tract	42337

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	9 COBBLESTONE CT, LAGUNA NIGUEL, CA 92677-5312
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 16, 2019
Transfer Doc	0000315211
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 COBBLESTONE CT, LAGUNA NIGUEL, CA 92677-5312
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBBLESTONE CT, LAGUNA NIGUEL, CA 92677-5312

Mortgage

Document Number	0000066730
Date	Feb 17, 2022
Instrument	2022000066730

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 23, 2019
Property Address	9 COBBLESTONE CT, LAGUNA NIGUEL, CA 92677-5312
Document Number	0000315211
Instrument Date	Aug 16, 2019
Instrument	315211
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9 COBBLESTONE CT LAGUNA NIGUEL CA 926775312, LAGUNA NIGUEL, CA 92677-5312

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 COBBLESTONE CT, LAGUNA NIGUEL, CA 92677-5312
Document Number	0000340310
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBBLESTONE CT LAGUNA NIGUEL CA 926775312, LAGUNA NIGUEL, CA 92677-5312

Mortgage

Document Number	0000340310
Date	Sep 18, 2018
Instrument	340310

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 COBBLESTONE CT, LAGUNA NIGUEL, CA 92677-5312
Document Number	0000191590
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBBLESTONE CT LAGUNA NIGUEL CA 926775312, LAGUNA NIGUEL, CA 92677-5312

Mortgage

Document Number	0000191590
Date	May 11, 2017
Instrument	191590

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$711,661 (+2%) Land $374,600 Building $337,061
2025	$6,986.00 (+3.94%) Homeowner's exemption	$697,707 (+4.04%) Land $367,255 Building $330,452
2023	$6,721.00 (+1.96%) Homeowner's exemption	$670,615 Land $352,994 Building $317,621
2022	$6,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cityside Fiber, T-Mobile, Verizon.

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