Morris County and Montville Township property record for 9 Cliff Rd, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 3,899 sqft · built 1955 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Oct 2002) |
| Tax Bill | $20,346 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00088-0000-00034 |
| Primary APN | 21-00088-0000-00034 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,899 sqft Living Area |
| 1st Floor Area | 3,899 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 201 ft deep x 126 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9 CLIFF RD |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R27A |
| Legal Block | 88 |
| Legal Lot Number | 34 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 40805 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 CLIFF RD, TOWACO, NJ 07082-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2002 · Amount on Record |
| Deed Sale | Oct 23, 2002 · Amount on Record |
| Deed Book / Page | 5724 / 194 |
| Last Transfer Date | Sep 30, 2009 |
| Transfer Doc | 0214081916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 9 CLIFF RD, TOWACO, NJ 07082-1438 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0242921600 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 24292/1600 |
| Instrument | 2021100615 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $762,300 (-) Land $230,000 Building $532,300 | $762,300 (-) Land $230,000 Building $532,300 | |
| 2025 | $762,300 (-) Land $230,000 Building $532,300 | $762,300 (-) Land $230,000 Building $532,300 | |
| 2024 | $20,346.00 (+3.9%) | ||
| 2023 | $762,300 Land $230,000 Building $532,300 | $762,300 Land $230,000 Building $532,300 | |
| 2022 | $19,583.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G and 4G LTE (outdoors only)
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