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9 Circle Dr N, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 9 Circle Dr N, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,294 sqft · built 1934
Lot Size0.516 acres (22,500 sqft)
Owner2 Individual Names on File
Last Sale$178,000 (Dec 1999)
Tax Bill$13,951 (2024)
Deeds & MortgagesSep 2023 Transfer
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN372000 44.13-2-40

Property Details

APN / Parcel Number

Primary APN372000 44.13-2-40
Alternative APNs
  • 200004401300020400000000
  • 293850

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,294 sqft Living Area
Gross Area2,510 sqft
1st Floor Area1,259 sqft
2nd Floor Area225 sqft
Upper Floors Area810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area22,500 sqft (0.516 acres)
Lot Dimensions150 ft deep x 150 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area216 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number293850
Street Address9 CIRCLE DR N
CityCARMEL
StateNY
Zip10512-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block2
Legal Lot Number40.00
JurisdictionPUTNAM NY
Township / Civil DivisionCARMEL
Census Block Group1
Census Block1023
Census Tract11502

Owner

9 Circle Dr N is owned and occupied by two individuals who acquired it in August 2023.

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address9 CIRCLE DR N, CARMEL, NY 10512-1125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Intrafamily Transfer, Transfer
RE TITLE AGENCY LLC, RG TITLE AGENCY LLC
Mar 16, 2018Loan Modification, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 1999 · Amount on File
Deed SaleDec 8, 1999 · Amount on File
Deed Book / Page1494 / 181
Last Transfer DateAug 30, 2023
Transfer Doc0023320239
Record UpdatedOct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM NY
Recording DateSep 21, 2023
Property Address9 CIRCLE DR N, CARMEL, NY 10512-1125
Document Number0023320239
Book / Page2332 / 239
Map ReferenceFILE 35-A
Instrument DateAug 30, 2023
Instrument5413-2023
Transaction TypeTransfer
Record UpdatedOct 17, 2023
Title CompanyRE TITLE AGENCY LLC, RG TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9 CIRCLE DR N, CARMEL, NY 10512-1125

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 CIRCLE DR N, CARMEL, NY 10512-1125

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM NY
Property Address9 CIRCLE DR N, CARMEL, NY 10512-1125
Document Number0068240038
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedMay 24, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 CIRCLE DR N CARMEL NY 105121125, CARMEL, NY 10512-1125

Mortgage

Document Number0068240038
DateMay 9, 2018
Book Page006824/000038
Instrument1601388
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueMay 8, 2058
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionCarmel Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$537,400 (+7.01%) Land $93,100 Building $444,300$537,400 (+7.01%) Land $93,100 Building $444,300
2024$13,951.00$502,200 (+7.01%) Land $93,100 Building $409,100$502,200 (+7.01%) Land $93,100 Building $409,100
2023$469,300 (+11%) Land $84,600 Building $384,700$469,300 (+11%) Land $84,600 Building $384,700
2022$422,800 Land $84,600 Building $338,200$422,800 Land $84,600 Building $338,200
2020$3,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Circle Dr N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Circle Dr N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WD 2
serves 5,000 people · EPA ID NY3903641
Water SourceSurface water
Last State InspectionMar 2025
Lead7 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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