9 Chestnut St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 9 Chestnut St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,752 sqft · built 1996
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$434,901 (Jul 2018)
Tax Bill	$10,809 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00017-0000-00005-02`

Property Details

APN / Parcel Number

Primary APN	`19-00017-0000-00005-02`
Alternative APNs	`19000170000000050002` `00004910`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	871 sqft
Upper Floors Area	871 sqft
Basement Area	442 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00004910
Street Address	9 CHESTNUT ST
City	HIGHLANDS
State	NJ
Zip	07732-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Legal Lot Number	5.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1012
Census Tract	800102

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 CHESTNUT ST, HIGHLANDS, NJ 07732-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L
Jul 11, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Jan 27, 2009 · Amount on Record
Deed Document Number	201867377
Deed Book / Page	9297 / 329
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	9 CHESTNUT ST, HIGHLANDS, NJ 07732-1805
Document Number	0000112214
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CHESTNUT ST HIGHLANDS NJ 077321805, HIGHLANDS, NJ 07732-1805

Mortgage

Document Number	0000112214
Date	Sep 30, 2020
Book Page	009445/000788
Instrument	112214

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 11, 2018
Property Address	9 CHESTNUT ST, HIGHLANDS, NJ 07732-1805
Document Number	0000067377
Book / Page	009297 / 000329
Instrument Date	Jun 6, 2018
Instrument	67377
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	ARBOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CHESTNUT ST HIGHLANDS NJ 077321805, HIGHLANDS, NJ 07732-1805

Mortgage

Document Number	67381
Date	Jul 11, 2018
Book Page	009297/000365
Instrument	67381

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,000 (+11.69%) Land $444,100 Building $261,900	$706,000 (+11.69%) Land $444,100 Building $261,900
2025	$10,809.00 (-0.67%)	$632,100 (+16.45%) Land $372,600 Building $259,500	$632,100 (+16.45%) Land $372,600 Building $259,500
2024	$10,882.00 (+14.78%)
2023		$542,800 Land $290,100 Building $252,700	$542,800 Land $290,100 Building $252,700
2022	$9,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1992–2012)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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