9 Cheryl Ct, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 9 Cheryl Ct, Troy, NY 12180

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,560 sqft · built 1989
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (Oct 2025)
Tax Bill	$5,278 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2023 Sale & Mortgage
APN	`381700 101.81-1-20.3`

Property Details

APN / Parcel Number

Primary APN	`381700 101.81-1-20.3`
Alternative APN	`1807840`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	708 sqft
2nd Floor Area	852 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	184 ft deep x 22.1 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1807840
Street Address	9 CHERYL CT
City	TROY
State	NY
Zip	12180-7008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SF
Legal Description	2 STY FR TNHSE & 1C GAR CREEKSIDE VILLAGE LOT 9
Legal Block	1
Legal Lot Number	20.003
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3006
Census Tract	41300

Owner

9 Cheryl Ct, a townhouse, is owned by an individual who bought it in October 2025.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	44 DEER RUN DR, BALLSTON SPA, NY 12020-3047
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed, Transfer UNITED WHOLESALE MORTGAGE
Mar 28, 2023	Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Mar 28, 2023 · Amount on File
Deed Book / Page	11103 / 281
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 28, 2025
Property Address	9 CHERYL CT, TROY, NY 12180-7008
Document Number	0111030281
Book / Page	11103 / 281
Instrument Date	Oct 21, 2025
Instrument	2025-663104
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 DEER RUN DR, BALLSTON SPA, NY 12020-3047

Mortgage

Document Number	2025663105
Date	Oct 28, 2025
Instrument	2025-663105

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 28, 2023
Property Address	9 CHERYL CT, TROY, NY 12180-7008
Document Number	0103480349
Book / Page	10348 / 349
Instrument Date	Mar 15, 2023
Instrument	2023-625322
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 EAGLE ST # 2, 2, TROY, NY 12180-3028

Mortgage

Document Number	2023625323
Date	Mar 28, 2023
Instrument	2023-625323

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Apr 1, 2033
Max Rate At Change	2.7%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 9 Cheryl Ct was $5,278, down 22.1% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,278.00 (-22.07%)
2025	$6,773.00	$145,000 (-) Land $30,000 Building $115,000	$248,300 (+11.3%) Land $51,372 Building $196,928
2024		$145,000 (-) Land $30,000 Building $115,000	$223,100 (+7.73%) Land $46,159 Building $176,941
2023		$145,000 (-) Land $30,000 Building $115,000	$207,100 (+8.55%) Land $42,848 Building $164,252
2022	$5,304.00 Homeowner's exemption Senior Citizen's exemption	$145,000 Land $30,000 Building $115,000	$190,789 Land $39,474 Building $151,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 9 Cheryl Ct; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Cheryl Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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