Forrest County property record for 9 Cherry Oak Trl, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,010 sqft · built 1997 |
| Lot Size | 1.43 acres (62,526 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $343,800 (Apr 2021) |
| Tax Bill | $1,818 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-032W-03-039.00 |
| Primary APN | 3-032W-03-039.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,010 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| 2nd Floor Area | 202 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Shingles |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 62,526 sqft (1.43 acres) |
| Pool Area | 720 sqft |
| Utility Building | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28365 |
|---|---|
| Street Address | 9 CHERRY OAK TRL |
| City | PETAL |
| State | MS |
| Zip | 39465-4426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 OF TRAILWOOD SUB PHASE V PLAT FILED 5/8/1996 B766 P175 1/21/97 |
| Legal Range | 12W |
| Legal Township | 04N |
| Legal Section | 03 |
| Legal Subdivision | TRAILWOOD SUBDIVISION V |
| Legal Phase | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10101 |
Source: Forrest County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 CHERRY OAK TRL, PETAL, MS 39465-4426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES |
| Apr 16, 2021 | Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Apr 16, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Deed Document Number | 2021820010 |
| Deed Book / Page | 1364 / 636 |
| Last Transfer Date | Sep 5, 2023 |
| Transfer Doc | 0000855857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Jun 18, 2026 |
| Property Address | 9 CHERRY OAK TRL, PETAL, MS 39465-4426 |
| Document Number | 0000891133 |
| Book / Page | 2641 / 400 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026891133 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9 CHERRY OAK TRL, PETAL, MS 39465-4426 |
| Document Number | 0000891133, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 2641/400 |
| Instrument | 2026891133 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 9 CHERRY OAK TRL, PETAL, MS 39465-4426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002349/586 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 2349/586 |
| Instrument | 820014 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | Apr 16, 2021 |
| Property Address | 9 CHERRY OAK TRL, PETAL, MS 39465-4426 |
| Document Number | 1364/636 |
| Book / Page | 1364 / 636 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 820010 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 871 SUNRISE RD, 871, PETAL, MS 39465-7824 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 CHERRY OAK TRL, PETAL, MS 39465-4426 |
Source: Forrest County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,818.00 (+5.21%) Homeowner's exemption Senior Citizen's exemption | $19,412 (-89.09%) | $194,120 (+9.07%) Land $30,000 Building $164,120 |
| 2023 | $1,728.00 Homeowner's exemption Senior Citizen's exemption | $177,980 (+9%) | $177,980 (-) Land $30,000 Building $147,980 |
| 2022 | $17,798 | $177,980 Land $30,000 Building $147,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETAL serves 9,509 people · EPA ID MS0180011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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