1. Home
  2. Kentucky
  3. Bell County
  4. Middlesboro
  5. Cherokee Dr

9 Cherokee Dr, Middlesboro, KY 40965 Property Records

Bell County property record for 9 Cherokee Dr, Middlesboro, KY 40965

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,188 sqft
OwnerCompany Name on File
Last Sale$150,000 (Feb 2026)
Tax Bill$1,200 (2025)
Deeds & MortgagesMay 2021 Mortgage
Feb 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN069-10-00-102.00

Property Details

APN / Parcel Number

Primary APN069-10-00-102.00
Alternative APNs
  • 12556
  • 12208

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,188 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
TerrainRolling
Garage TypeAttached
Garage Area276 sqft
DrivewayAsphalt Driveway
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number12208
Street Address9 CHEROKEE DR
CityMIDDLESBORO
StateKY
Zip40965-2133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNE 902 (LOT 9)
Legal SubdivisionINDIAN HILLS SUBDIVISION
Legal Lot Number9
JurisdictionBELL KY
Township / Civil DivisionMIDDLESBOROUGH
Census Block Group2
Census Block2013
Census Tract960700

Owner

Source: Bell County records · APN 069-10-00-102.00

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address125 TWIN ACRES RD, MIDDLESBORO, KY 40965-9440
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME FEDERAL BANK
Feb 24, 2026Deed, Transfer
COMMERCIAL BANK
Nov 09, 2023Divorce Transfer, Transfer
Aug 12, 2015Deed, Transfer · Conventional Mortgage
HOME FEDERAL BANK CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 24, 2026 · Amount on Record
Deed SaleFeb 24, 2026 · Amount on Record
Prior SaleNov 09, 2023 · Amount on Record
Deed Document Number2026292745
Deed Book / Page414 / 5
Prior Transfer DateNov 06, 2023
Prior Transfer Doc0000199028
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL KY
Property Address9 CHEROKEE DR, MIDDLESBORO, KY 40965-2133
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000M372/5
DateMay 24, 2021
Book PageM372/5
Instrument186606
Lender
NameHOME FEDERAL BANK
TypeBank
AddressMIDDLESBORO, KY 40965
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2041

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateFeb 24, 2026
Property Address9 CHEROKEE DR, MIDDLESBORO, KY 40965-2133
Document Number0000D414/5
Book / PageD414 / 5
Instrument DateFeb 19, 2026
Instrument292745
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 CHEROKEE DR, MIDDLESBORO, KY 40965-2133

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 TWIN ACRES RD, MIDDLESBORO, KY 40965-9440
InvestorPossibly a Property Investor

Mortgage

Document Number00M405/404
DateFeb 24, 2026
Book PageM405/404
Instrument292747
Lender
NameCOMMERCIAL BANK
TypeBank
AddressHARROGATE, TN 37752
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 19, 2031

November 2023: Divorce Transfer, Transfer

Document TypeDivorce Transfer
JurisdictionBELL KY
Recording DateNov 09, 2023
Property Address9 CHEROKEE DR, MIDDLESBORO, KY 40965-2133
Document Number00D403/466
Book / PageD403 / 466
Instrument DateNov 06, 2023
Instrument199028
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address113 RIDGEWOOD CIR, PINEVILLE, KY 40977-1409

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 CHEROKEE DR, MIDDLESBORO, KY 40965-2133

August 2015: Deed, Transfer

Document TypeDeed
JurisdictionBELL KY
Recording DateAug 12, 2015
Property Address9 CHEROKEE DR, MIDDLESBORO, KY 40965-2133
Document Number00D366/658
Book / PageD366 / 658
Instrument DateAug 06, 2015
Instrument164105
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$97.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 136, TEMPERANCE, MI 48182-0136

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9 CHEROKEE DR, MIDDLESBORO, KY 40965-2133

Mortgage

Document Number0000164106
DateAug 12, 2015
Instrument164106
Lender
NameHOME FEDERAL BANK CORP
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2045

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyBell County
MunicipalityMiddlesborough City
Unified School DistrictMiddlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,200.00 (+17.65%)$112,000 (+14.87%) Land $112,000$112,000 (+14.87%) Land $112,000
2023$1,020.00$97,500$97,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1981–2011)
Claims Outside the SFHA3 of 9
Most Recent ClaimJun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2011 · 3 claims

Wildfire

Wildfire RiskModerate
above 42% of the US · above 73% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Eastern Telephone & Technologies
Fixed Wireless		300 / 100
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 62 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemKENTUCKY AMERICAN WATER - MIDDLESBORO
private · serves 12,022 people
Water SourceSurface water
Last State InspectionJun 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cherokee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures