9 Charlton St, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 9 Charlton St, Worcester, MA 01608

Property Summary

Property Type	Duplex
Details	10 bd · 3 ba · 4,146 sqft · built 1920
Lot Size	0.152 acres (6,635 sqft)
Owner	Individual Name on File
Last Sale	$338,546 (Mar 2023)
Tax Bill	$7,025 (2026)
Deeds & Mortgages	Oct 2023 Refinance Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-008-00010`

Property Details

APN / Parcel Number

Primary APN	`3-008-00010`
Alternative APN	`WORC M:03 B:008 L:00010`

Interior

Bedrooms	10 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	18 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,146 sqft Living Area
Gross Area	7,244 sqft
1st Floor Area	1,954 sqft
Attic	Attic
Attic Area	1,189 sqft
Basement Area	1,954 sqft
Unfinished Basement	1,954 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,635 sqft (0.152 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	3-008-00010
Street Address	9 CHARLTON ST
City	WORCESTER
State	MA
Zip	01608-2205
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BG-3
Legal Block	8
Legal Lot Number	10
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3000
Census Tract	731300

Owner

9 Charlton St, a duplex, is owned by an individual who acquired it in October 2023.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 TEMI RD, HUDSON, MA 01749-1016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Mar 31, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROWD LENDING FUND
Sep 28, 2022	Foreclosure
Oct 2, 2019	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Sep 28, 2022 · Amount on File
Deed Book / Page	68969 / 366
Last Transfer Date	Oct 31, 2023
Transfer Doc	0069829-74
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 31, 2023
Property Address	9 CHARLTON ST, WORCESTER, MA 01608-2205
Document Number	0069829-74
Book / Page	69829 / 74
Instrument Date	Oct 31, 2023
Instrument	91137
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TEMI RD, HUDSON, MA 01749-1016

Mortgage

Document Number	0069829-77
Date	Oct 31, 2023
Book Page	69829/77
Instrument	91138

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 31, 2023
Property Address	9 CHARLTON ST, WORCESTER, MA 01608-2205
Document Number	068969-370
Book / Page	68969 / 370
Instrument Date	Mar 29, 2023
Instrument	24565
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TEMI RD, HUDSON, MA 01749-1016

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 31, 2023
Property Address	9 CHARLTON ST, WORCESTER, MA 01608-2205
Document Number	068969-366
Book / Page	68969 / 366
Instrument Date	Mar 20, 2023
Instrument	24564
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TEMI RD, HUDSON, MA 01749-1016

Mortgage

Document Number	068969-373
Date	Mar 31, 2023
Book Page	68969/373
Instrument	24566

Lender

Name	CROWD LENDING FUND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Sep 28, 2022
Property Address	9 CHARLTON ST, WORCESTER, MA 01608-2205
Document Number	068274-350
Book / Page	68274 / 350
Instrument Date	Sep 15, 2022
Instrument	106059
Transaction Type	Foreclosure
Record Updated	Oct 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 2, 2019
Property Address	9 CHARLTON ST, WORCESTER, MA 01608-2205
Document Number	0061168-61
Book / Page	61168 / 61
Instrument Date	Oct 2, 2019
Instrument	103383
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CHARLTON ST # 11, 11, WORCESTER, MA 01608-2205

Mortgage

Document Number	0000103384
Date	Oct 2, 2019
Instrument	103384

Lender

Name	AMERICAN FINANCIAL SERVICES NETWORK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 9 Charlton St was $7,025, up 4.9% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,025.00 (+4.87%)	$529,000 (+4.15%) Land $63,500 Building $465,500	$444,863
2025	$6,699.00	$507,900 Land $62,700 Building $445,200
2023	$5,872.00	$409,500 Land $49,600 Building $359,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Charlton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9 Charlton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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