9 Charis Ln, Missoula, MT 59802 Property Records

Missoula County property record for 9 Charis Ln, Missoula, MT 59802

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 1980
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on File
Last Sale	$243,800 (Jul 2010)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0454423`

Property Details

APN / Parcel Number

Primary APN	`R0454423`
Alternative APNs	`04-2200-14-2-29-02-0000` `0000898903` `0898903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,136 sqft
Basement Area	1,104 sqft
Finished Basement	800 sqft
Unfinished Basement	304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,059 sqft (0.185 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000898903
Street Address	9 CHARIS LN
City	MISSOULA
State	MT
Zip	59802-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	ELLIS ADDITION, S14, T13 N, R19 W, LOT 1
Legal Subdivision	ELLIS ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1019
Census Tract	100

Owner

9 Charis Ln is owned and occupied by two individuals who acquired it in August 2010.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 CHARIS LN, MISSOULA, MT 59802-3516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2017	Deed of Trust, Mortgage FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2010 · Amount on File
Deed Sale	Jul 27, 2010 · Amount on File
Prior Sale	Mar 31, 2008 · Amount on File
Deed Document Number	201014202
Deed Book / Page	863 / 493
Last Transfer Date	Aug 19, 2010
Transfer Doc	0008640907
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	9 CHARIS LN, MISSOULA, MT 59802-3516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010470817
Date	Jan 12, 2021
Book Page	1047/817
Instrument	202101087

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	9 CHARIS LN, MISSOULA, MT 59802-3516
Document Number	0009880652
Book / Page	000988 / 000652
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 CHARIS LN MISSOULA MT 598023516, MISSOULA, MT 59802-3516

Mortgage

Document Number	0009880652
Date	Oct 25, 2017
Book Page	000988/000652
Instrument	21794

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9 Charis Ln was $6,090, up 1% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$651,200 (-) Land $340,969 Building $310,231	$651,200 (-) Land $340,969 Building $310,231
2025	$6,090.00 (+10.01%)	$651,200 Land $340,969 Building $310,231	$651,200 Land $340,969 Building $310,231
2024	$5,536.00 (+6.01%)
2023	$5,222.00	$433,300	$433,300 Land $126,871 Building $306,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Charis Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Charis Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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