9 Charing Cross, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 9 Charing Cross, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,364 sqft · built 1973
Lot Size	0.92 acres (40,093 sqft)
Owner	2 Trust Names on File
Last Sale	$405,000 (Jun 1996)
Tax Bill	$15,556 (2026)
Deeds & Mortgages	Aug 2026 Transfer Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0023 0000 0352`

Property Details

APN / Parcel Number

Primary APN	`0023 0000 0352`
Alternative APN	`LYNF M:0023 B:0000 L:0352`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,364 sqft Living Area
Gross Area	4,522 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,093 sqft (0.92 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0023 0000 0352
Street Address	9 CHARING CROSS
City	LYNNFIELD
State	MA
Zip	01940-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	RUNNEYMEDE
Legal Lot Number	352
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3000
Census Tract	209200

Owner

9 Charing Cross is owner-occupied and held in a trust since August 2026.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9 CHARING CROSS, LYNNFIELD, MA 01940-2433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 29, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Dec 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 1996 · Amount on File
Deed Sale	Jun 17, 1996 · Amount on File
Deed Book / Page	13614 / 67
Last Transfer Date	Aug 5, 2026
Transfer Doc	0000001740
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Aug 20, 2026
Property Address	9 CHARING CROSS, LYNNFIELD, MA 01940-2433
Document Number	0000001740
Book / Page	43581 / 98
Instrument Date	Aug 5, 2026
Instrument	20261740
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CHARING CROSS, LYNNFIELD, MA 01940-2433

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Nov 29, 2023
Property Address	9 CHARING CROSS, LYNNFIELD, MA 01940-2433
Document Number	041879-325
Book / Page	41879 / 325
Instrument Date	Nov 27, 2023
Instrument	20231129001200
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CHARING CROSS, LYNNFIELD, MA 01940-2433

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	9 CHARING CROSS, LYNNFIELD, MA 01940-2433
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041048-377
Date	Jul 6, 2022
Book Page	41048/377
Instrument	20220706000810

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	9 CHARING CROSS, LYNNFIELD, MA 01940-2433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39303-400
Date	Dec 16, 2020
Book Page	39303/400
Instrument	20201216002970

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 9 Charing Cross was $15,556, up 11.5% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,556.00 (+11.52%)	$1,357,400 (+2.76%) Land $789,100 Building $557,000	$1,573,568 (+13.91%)
2025	$13,949.00 (+3.24%)	$1,320,900 (+2.75%) Land $766,000 Building $554,900	$1,381,395
2024	$13,511.00 (+4.91%)	$1,285,500 (+12.79%) Land $743,700 Building $541,800
2023	$12,879.00	$1,139,700 Land $658,700 Building $481,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Charing Cross in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Charing Cross is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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