Suffolk County and Smithtown Town property record for 9 Chardonnay Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,148 sqft · built 1989 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Jan 1995) |
| Tax Bill | $22,401 (2024) |
| Deeds & Mortgages | Sep 2021 Refinance Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 44.-4-29 |
| Primary APN | 473489 44.-4-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,148 sqft Living Area |
| Gross Area | 3,943 sqft |
| 1st Floor Area | 1,852 sqft |
| 2nd Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 16,117 sqft (0.37 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 795 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 936 sqft |
| Shed | 1 Shed |
| Shed Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 9 CHARDONNAY RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 44.-4-29 TIMBER RIDGE @ COMMACK SE LOT 267 *8454 |
| Legal Subdivision | MAP TIMBER RIDGE AT COMMACK SECTION 6 |
| Legal Block | 4 |
| Legal Lot Number | 29 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 135103 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 CHARDONNAY RD, COMMACK, NY 11725-1769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EVOLVE BANK & TRUST |
| Mar 30, 2019 | Deed of Trust, Mortgage · Line of Credit BETH PAGE FCU |
| Sep 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 1995 · Amount on Record |
| Deed Sale | Jan 23, 1995 · Amount on Record |
| Prior Sale | Jan 23, 1995 · Amount on Record |
| Deed Book / Page | 11711 / 547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 CHARDONNAY RD, COMMACK, NY 11725-1769 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233220518 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 23322/518 |
| Instrument | DM033494 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 CHARDONNAY RD, COMMACK, NY 11725-1769 |
| Document Number | 0230320448 |
| Instrument Date | Mar 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9 CHARDONNAY RD COMMACK NY 117251769, COMMACK, NY 11725-1769 |
| Document Number | 0230320448 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 023032/000448 |
| Name | BETH PAGE FCU |
|---|---|
| Type | Credit Union |
| Address | 899 S OYSTER BAY RD, BETHPAGE, NY 11714-1030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 CHARDONNAY RD, COMMACK, NY 11725-1769 |
| Document Number | 0228600779 |
| Book / Page | 022860 / 000779 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Title Company | PYRAMID TITLE SVCS, INC. |
| Name | Verified Name |
|---|---|
| Address | 9 CHARDONNAY RD COMMACK NY 117251769, COMMACK, NY 11725-1769 |
| Document Number | 0228600779 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 022860/000779 |
| Name | EVOLVE BK&TR |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,610 (-) Land $425 Building $8,185 | $1,076,250 (+10,774.51%) Land $53,125 Building $1,023,125 | |
| 2024 | $22,401.00 | ||
| 2023 | $8,610 Land $425 Building $8,185 | $9,897 Land $489 Building $9,408 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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