Otsego County and Oneonta Town property record for 9 Ceperley Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,820 sqft · built 1921 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,000 (Jan 2022) |
| Tax Bill | $4,305 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.07-4-41.01 |
| Primary APN | 364600 299.07-4-41.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 728 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 50 ft deep x 102 ft wide |
| Porch | Slab |
| Porch Area | 434 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 188479 |
|---|---|
| Street Address | 9 CEPERLEY AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 41.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 CEPERLEY AVE, ONEONTA, NY 13820-2143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SIDNEY FEDERAL CREDIT UNION |
| Jan 4, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on Record |
| Deed Sale | Jan 4, 2022 · Amount on Record |
| Deed Document Number | 202238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 9 CEPERLEY AVE, ONEONTA, NY 13820-2143 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000313 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022-5313 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 4, 2022 |
| Property Address | 9 CEPERLEY AVE, ONEONTA, NY 13820-2143 |
| Document Number | 0000000038 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2022-038 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 BROOK HOLLOW RD, DELHI, NY 13753-3285 |
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,305.00 (+247.46%) | $135,000 (-) Land $20,200 Building $114,800 | $192,857 (+11.43%) Land $28,857 Building $164,000 |
| 2023 | $1,239.00 | $135,000 (-) Land $20,200 Building $114,800 | $173,077 (+12.82%) Land $25,897 Building $147,180 |
| 2022 | $135,000 Land $20,200 Building $114,800 | $153,409 Land $22,955 Building $130,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1993–2011) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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