Essex County and Merrimac Town property record for 9 Central St, Merrimac, MA 01860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1880 |
| Lot Size | 0.129 acres (5,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Apr 2016) |
| Tax Bill | $5,706 (2026) |
| Deeds & Mortgages | Dec 2024 Mortgage Feb 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MERR M:0007 B:0001 L:00016 |
| Primary APN | MERR M:0007 B:0001 L:00016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,026 sqft Living Area |
| Gross Area | 1,685 sqft |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,602 sqft (0.129 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 9 CENTRAL ST |
|---|---|
| City | MERRIMAC |
| State | MA |
| Zip | 01860-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | MERRIMAC MA |
| Township / Civil Division | MERRIMAC |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 262100 |
Source: Essex County and Merrimac Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 CENTRAL ST, MERRIMAC, MA 01860-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 2, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) BANKESB |
| Feb 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC |
| Dec 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2016 · Amount on Record |
| Deed Sale | Apr 11, 2016 · Amount on Record |
| Deed Book / Page | 34837 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 9 CENTRAL ST, MERRIMAC, MA 01860-1918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042461-305 |
|---|---|
| Date | Dec 2, 2024 |
| Book Page | 42461/305 |
| Instrument | 20241202000600 |
| Name | BANKESB |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 9 CENTRAL ST, MERRIMAC, MA 01860-1918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040744-189 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 40744/189 |
| Instrument | 20220223001030 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 9 CENTRAL ST, MERRIMAC, MA 01860-1918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39322-597 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 39322/597 |
| Instrument | 20201221007910 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Merrimac Town |
| Unified School District | Pentucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,706.00 (+1.37%) | $432,600 (+1.84%) Land $282,000 Building $150,200 | $500,118 (+38.98%) |
| 2025 | $5,629.00 (+3.08%) | $424,800 (+5.02%) Land $282,000 Building $142,800 | $359,860 |
| 2024 | $5,461.00 (+7.02%) | $404,500 (+17.08%) Land $266,300 Building $138,200 | |
| 2023 | $5,103.00 | $345,500 Land $225,600 Building $119,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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