9 Cedar St, Decatur, AL 35603 Property Records

Morgan County property record for 9 Cedar St, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,067 sqft · built 1997
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Oct 2005)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2023 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`11-04-18-0-004-021.000`

Property Details

APN / Parcel Number

Primary APN	`11-04-18-0-004-021.000`
Alternative APNs	`105146` `23218`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	105146
Street Address	9 CEDAR ST
City	DECATUR
State	AL
Zip	35603-6232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIX WAY ADD 3 LOT 49 PLAT BK 5, PG 96
Legal Range	3W
Legal Township	6S
Legal Section	18
Legal Subdivision	SIX WAY ADD 3
Legal Lot Number	49
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1021
Census Tract	5404

Owner

9 Cedar St is owned and occupied by two individuals who bought it in October 2005.

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 CEDAR ST, DECATUR, AL 35603-6232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Aug 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2005 · Amount on File
Deed Sale	Oct 25, 2005 · Amount on File
Deed Book / Page	2005 / 8462
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	9 CEDAR ST, DECATUR, AL 35603-6232
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CEDAR ST, DECATUR, AL 35603-6232

Mortgage

Document Number	02023/8009
Date	Mar 23, 2023
Book Page	2023/8009

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	9 CEDAR ST, DECATUR, AL 35603-6232
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CEDAR ST, DECATUR, AL 35603-6232

Mortgage

Document Number	02023/6901
Date	Mar 14, 2023
Book Page	2023/6901

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2033

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	9 CEDAR ST, DECATUR, AL 35603-6232
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/27434
Date	Aug 28, 2017
Book Page	MTG2017/27434
Instrument	MTG2017-27434

Lender

Name	REGIONS BANK
Type	Bank
Address	DECATUR, AL 35601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	9 CEDAR ST, DECATUR, AL 35603-6232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/27428
Date	Aug 28, 2017
Book Page	MTG2017/27428
Instrument	MTG2017-27428

Lender

Name	REGIONS BANK
Type	Bank
Address	DECATUR, AL 35601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 2, 2032

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Priceville City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,990 (-) Land $2,180 Building $7,810	$99,900 (-) Land $21,800 Building $78,100
2024		$9,990 (-) Land $2,180 Building $7,810	$99,900 (-) Land $21,800 Building $78,100
2023	Homeowner's exemption Senior Citizen's exemption	$9,990 Land $2,180 Building $7,810	$99,900 Land $21,800 Building $78,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9 Cedar St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Cedar St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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