9 Carroll St, Westminster, MD 21157 Property Records

Carroll County property record for 9 Carroll St, Westminster, MD 21157

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 1,296 sqft · built 1900
Lot Size	0.038 acres (1,641 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2025)
Tax Bill	$3,165 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-069561`

Property Details

APN / Parcel Number

Primary APN	`07-069561`
Alternative APNs	`7069561` `069561`

Interior

Full Baths	1 Bath
Stories	3 Stories
Building Area	1,296 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Metal
Lot Area	1,641 sqft (0.038 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	069561
Street Address	9 CARROLL ST
City	WESTMINSTER
State	MD
Zip	21157-4805
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CENTR
Legal Description	LT - 1641 SF 9 CARROLL ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3031
Census Tract	507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9 Carroll St, a commercial property, is owned by an individual who bought it in May 2025.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9 CARROLL ST, WESTMINSTER, MD 21157-4805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 5, 2018	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG
Jan 23, 2018	Grant Deed, Transfer · Construction Mortgage FLUX FUND ONE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Book / Page	11475 / 121
Transfer Doc	0043420197
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	9 CARROLL ST, WESTMINSTER, MD 21157-4805
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099870425
Date	Dec 8, 2020
Book Page	9987/425

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 5, 2018
Property Address	9 CARROLL ST, WESTMINSTER, MD 21157-4805
Document Number	0090310180
Book / Page	009031 / 000180
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 CARROLL ST WESTMINSTER MD 211574805, WESTMINSTER, MD 21157-4805

Mortgage

Document Number	90310187
Date	Jun 5, 2018
Book Page	009031/000187

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 23, 2018
Property Address	9 CARROLL ST, WESTMINSTER, MD 21157-4805
Document Number	0089230274
Book / Page	008923 / 000274
Instrument Date	Jan 12, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	187 GREENVALE RD WESTMINSTER MD 211574467, WESTMINSTER, MD 21157-4467

Mortgage

Document Number	89230280
Date	Jan 23, 2018
Book Page	008923/000280

Lender

Name	FLUX FUND ONE LLC
Address	10594 EDWARDIAN LN, NEW MARKET, MD 21774-6229

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 22, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 9 Carroll St was $3,165, up 6.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,165.00 (+6.42%)	$188,400 (+6.4%) Land $46,400 Building $142,000	$188,400 (-) Land $46,400 Building $142,000
2025	$2,974.00	$177,067	$188,400 Land $46,400 Building $142,000
2023	$2,609.00 (+58.31%)	$154,400 (+5.83%) Land $46,400 Building $108,000	$154,400 (-) Land $46,400 Building $108,000
2022	$1,648.00	$145,900	$154,400 Land $46,400 Building $108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Carroll St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9 Carroll St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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