Hampden County and Westfield City property record for 9 Cardinal Ln, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,835 sqft · built 1992 |
| Lot Size | 0.502 acres (21,852 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Feb 2020) |
| Tax Bill | $9,407 (2026) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:122 L:47 |
| Primary APN | WFLD M:122 L:47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 2,835 sqft Living Area |
| Gross Area | 5,924 sqft |
| Basement Area | 820 sqft |
| Unfinished Basement | 820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,852 sqft (0.502 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 9 CARDINAL LN |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 47 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 812600 |
Source: Hampden County and Westfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 CARDINAL LN, WESTFIELD, MA 01085-4578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Jul 6, 2001 · Amount on Record |
| Deed Document Number | 20209619 |
| Deed Book / Page | 23095 / 560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Feb 21, 2020 |
| Property Address | 9 CARDINAL LN, WESTFIELD, MA 01085-4578 |
| Document Number | 23095-560 |
| Book / Page | 23095 / 560 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 9619 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 AVIATOR WAY, WESTFIELD, MA 01085-4389 |
| Document Number | 9620 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 9620 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,407.00 (+7.75%) | $630,100 (+9.56%) Land $140,100 Building $490,000 | $666,322 (+14.83%) |
| 2025 | $8,730.00 (+4.08%) | $575,100 (+16.42%) Land $146,600 Building $428,500 | $580,260 (-6.19%) |
| 2024 | $618,545 | ||
| 2023 | $8,388.00 | $494,000 Land $127,000 Building $367,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1982–2020) |
| Most Recent Claim | Sep 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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