9 Cardinal Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 9 Cardinal Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,645 sqft · built 1973
Lot Size	0.313 acres (13,613 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2021)
Tax Bill	$8,792 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7003-00150-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7003-00150-0050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
Gross Area	2,257 sqft
1st Floor Area	1,645 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,613 sqft (0.313 acres)
Lot Width	80 ft Width
Driveway	Concrete Driveway
Driveway Area	570 sqft
Pool Area	1,212 sqft
Patio Area	300 sqft
Boat House	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9 CARDINAL CT
City	PALM COAST
State	FL
Zip	32137-8152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB COVE SEC 3 BL 15 LT 5 OR 54 PG 611 OR 121 PG 500 OR 174 PG 677 OR 199 PG 338 OR 466 PG 1926(DC) OR 564 PG 571-ACM OR 564 PG 572 OR 2052/1356 OR 2052/1366-RDMN ABDO TRUST
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	COUNTRY CLUB COVE
Legal Block	15
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2003
Census Tract	60103

Owner

9 Cardinal Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9 CARDINAL CT, PALM COAST, FL 32137-8152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Sep 4, 1996 · Amount on File
Deed Document Number	202135110
Deed Book / Page	2577 / 1376
Prior Transfer Date	Feb 25, 2015
Prior Transfer Doc	0020521356
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 25, 2021
Property Address	9 CARDINAL CT, PALM COAST, FL 32137-8152
Document Number	0025771376
Book / Page	2577 / 1376
Map Reference	MB 35 PG 528
Instrument Date	Jun 16, 2021
Instrument	2021035110
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 CARDINAL CT, 9, PALM COAST, FL 32137-8152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 CARDINAL CT, PALM COAST, FL 32137-8152

Mortgage

Document Number	25771377
Date	Jun 25, 2021
Instrument	2577/1377

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9 Cardinal Ct was $8,792 with a homeowner's exemption, down 3.8% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,792.00 (-3.81%) Homeowner's exemption	$526,907 Land $309,635 Building $217,272	$526,907 Land $309,635 Building $217,272
2024	$9,140.00 (-0.52%)
2023	$9,188.00 (-7.29%) Homeowner's exemption	$538,668 (-4.41%) Land $309,635 Building $229,033	$538,668 (-8.57%) Land $309,635 Building $229,033
2022	$9,910.00 Homeowner's exemption	$563,511	$589,128 Land $356,000 Building $233,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Cardinal Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Cardinal Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20