9 Cahoon Ln, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 9 Cahoon Ln, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1989
Lot Size	0.92 acres (40,075 sqft)
Owner	Trust Name on File
Last Sale	$25,000 (Sep 1992)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Oct 2023 Transfer Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HARW M:78 P:B5`

Property Details

APN / Parcel Number

Primary APN	`HARW M:78 P:B5`
Alternative APNs	`M:00078 B:B005 L:000` `21397`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	960 sqft
Attic	Attic
Attic Area	480 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	21397
Street Address	9 CAHOON LN
City	HARWICH
State	MA
Zip	02645-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	4
Census Block	4030
Census Tract	11002

Owner

9 Cahoon Ln is owner-occupied and held in a trust since October 2023.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	9 CAHOON LN, HARWICH, MA 02645-1620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 1992 · Amount on File
Deed Sale	Sep 8, 1992 · Amount on File
Deed Book / Page	8194 / 81
Last Transfer Date	Oct 17, 2023
Transfer Doc	0036039-35
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Oct 17, 2023
Property Address	9 CAHOON LN, HARWICH, MA 02645-1620
Document Number	0036039-35
Book / Page	36039 / 35
Instrument Date	Oct 17, 2023
Instrument	41616
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CAHOON LN, HARWICH, MA 02645-1620

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	9 CAHOON LN, HARWICH, MA 02645-1620
Document Number	32825-123
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CAHOON LN HARWICH MA 026451620, HARWICH, MA 02645-1620

Mortgage

Document Number	32825-123
Date	Apr 13, 2020
Book Page	032825/000123
Instrument	17769

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 12, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9 Cahoon Ln was $3,034, up 3.1% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,034.00 (+3.09%)	$513,400 (+5.18%) Land $196,000 Building $317,400	$556,795
2024	$2,943.00 (+4.18%)	$488,100 (+14.71%) Land $184,900 Building $303,200
2023	$2,825.00	$425,500 Land $168,100 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Cahoon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Cahoon Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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