9 Bluffs Dr, Concord, NH 03303 Property Records

Merrimack County and Concord City property record for 9 Bluffs Dr, Concord, NH 03303

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,070 sqft · built 1985
Owner	2 Individual Names on File
Last Sale	$49,100 (Sep 1985)
Tax Bill	$5,143 (2025)
Deeds & Mortgages	Aug 2023 Refinance Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:144P B:26 L:20-145`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:144P B:26 L:20-145`
Alternative APN	`M:144-P B:26 L:20-145`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,070 sqft Living Area
Gross Area	1,739 sqft
1st Floor Area	540 sqft
Attic	Attic
Attic Area	540 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	9 BLUFFS DR
City	CONCORD
State	NH
Zip	03303-1581
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Block	26
Legal Lot Number	20-145
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1031
Census Tract	32701

Owner

9 Bluffs Dr, a condominium, is owned and occupied by two individuals who bought it in September 1985.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 BLUFFS DR, CONCORD, NH 03303-1581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 1985 · Amount on File
Deed Sale	Sep 26, 1985 · Amount on File
Deed Book / Page	1530 / 775
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	9 BLUFFS DR, CONCORD, NH 03303-1581
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011348
Date	Aug 11, 2023
Book Page	3834/131
Instrument	202300011348

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	9 BLUFFS DR, CONCORD, NH 03303-1581
Document Number	0036570346
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 BLUFFS DR CONCORD NH 033031581, CONCORD, NH 03303-1581

Mortgage

Document Number	0036570346
Date	Dec 2, 2019
Book Page	003657/000346
Instrument	22582

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9 Bluffs Dr was $5,143.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Merrimack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,143.00	$167,300 Building $167,300
2023	$4,877.00 (+0.08%)	$167,300 (-) Building $167,300	$266,380
2022	$4,873.00	$167,300 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Bluffs Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2005–2011)
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Bluffs Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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