Otsego County and Oneonta City property record for 9 Birch St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,538 sqft · built 1920 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $171,000 (Mar 2023) |
| Tax Bill | $4,515 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.17-4-64 |
| Primary APN | 361200 288.17-4-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,538 sqft Living Area |
| 1st Floor Area | 769 sqft |
| 2nd Floor Area | 769 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 56 ft deep x 48 ft wide |
| Garage Type | Detached |
| Porch | Slab |
| Porch Area | 313 sqft |
| Canopy | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 0115 |
|---|---|
| Street Address | 9 BIRCH ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 130 |
| Legal Block | 4 |
| Legal Lot Number | 64.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 BIRCH ST, ONEONTA, NY 13820-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage WAYNE BANK |
| Mar 20, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA |
| Nov 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA |
| Sep 12, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 5, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Prior Sale | Nov 6, 2020 · Amount on Record |
| Deed Document Number | 20231106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 9 BIRCH ST, ONEONTA, NY 13820-1701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000037 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026-637 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 20, 2023 |
| Property Address | 9 BIRCH ST, ONEONTA, NY 13820-1701 |
| Document Number | 0000000106 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023-1106 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 HARTWICK DR # 12, 12, ONEONTA, NY 13820-4000 |
| Document Number | 0000000107 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 2023-1107 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 9 BIRCH ST, ONEONTA, NY 13820-1701 |
| Document Number | 0000004939 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7921 N PRINCETON ST PORTLAND OR 972034927, PORTLAND, OR 97203-4927 |
| Document Number | 0000004939 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 4939 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Nov 6, 2020 |
| Property Address | 9 BIRCH ST, ONEONTA, NY 13820-1701 |
| Document Number | 0000004938 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 4938 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7921 N PRINCETON ST PORTLAND OR 972034927, PORTLAND, OR 97203-4927 |
| Document Number | 4939 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 4939 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 12, 2019 |
| Property Address | 9 BIRCH ST, ONEONTA, NY 13820-1701 |
| Document Number | 0000004125 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 4125 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $104.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1387 COUNTY HIGHWAY 48 ONEONTA NY 138204309, ONEONTA, NY 13820-4309 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 5, 2018 |
| Property Address | 9 BIRCH ST, ONEONTA, NY 13820-1701 |
| Document Number | 0000000983 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 983 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1387 COUNTY HIGHWAY 48 ONEONTA NY 138204309, ONEONTA, NY 13820-4309 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,515.00 (+2.5%) | ||
| 2025 | $4,405.00 | $116,000 (-) Land $7,200 Building $108,800 | $163,380 (+14.08%) Land $10,141 Building $153,239 |
| 2023 | $116,000 Land $7,200 Building $108,800 | $143,210 Land $8,889 Building $134,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures