9 Birch St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 9 Birch St, Ayer, MA 01432

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1947
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2020)
Tax Bill	$4,117 (2025)
Deeds & Mortgages	Aug 2020 Refinance Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`AYER M:028 B:0000 L:0109`

Property Details

APN / Parcel Number

Primary APN	`AYER M:028 B:0000 L:0109`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	464 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	9 BIRCH ST
City	AYER
State	MA
Zip	01432-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Lot Number	109
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	1
Census Block	1002
Census Tract	325101

Owner

9 Birch St is owned by two individuals who bought it in July 2020.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 HARTFORD AVE E, UXBRIDGE, MA 01569-1209
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW JERSEY LENDERS CORP
Jul 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 13, 2018	Quit Claim Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Jun 13, 2018 · Amount on File
Deed Book / Page	75273 / 370
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	75273-370
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	9 BIRCH ST, AYER, MA 01432-1418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75282-69
Date	Aug 3, 2020
Book Page	75282/69
Instrument	129171

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Jul 31, 2020
Property Address	9 BIRCH ST, AYER, MA 01432-1418
Document Number	75273-370
Book / Page	075273 / 000370
Instrument Date	Jul 22, 2020
Instrument	128347
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 E HARTFORD AVE UXBRIDGE MA 015691209, UXBRIDGE, MA 01569-1209

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Jun 13, 2018
Property Address	9 BIRCH ST, AYER, MA 01432-1418
Document Number	71149-250
Book / Page	071149 / 000250
Instrument Date	Jun 8, 2018
Instrument	84556
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 BIRCH ST AYER MA 014321418, AYER, MA 01432-1418

Mortgage

Document Number	71149-254
Date	Jun 13, 2018
Book Page	071149/000254
Instrument	84557

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9 Birch St was $4,117.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,117.00	$344,200 Land $140,000 Building $204,200	$421,990 (+4.03%)
2024			$405,650
2023	$3,907.00	$314,600 Land $149,800 Building $164,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Birch St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures