9 Birch Ln, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 9 Birch Ln, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1955
Lot Size	1.71 acres (74,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,000 (Jun 2006)
Tax Bill	$9,516 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0024 B:0027 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0024 B:0027 L`
Alternative APN	`306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	3,159 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,771 sqft (1.71 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	306
Street Address	9 BIRCH LN
City	TOPSFIELD
State	MA
Zip	01983-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IRA
Legal Subdivision	ROBERT W SIMS & GRACE E SIMS
Legal Block	27
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	3
Census Block	3021
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 BIRCH LN, TOPSFIELD, MA 01983-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SVGS NEWBURYPO
Apr 15, 2026	Deed of Trust, Mortgage · ARM INSTITUTION FOR SVGS NEWBURYPO
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT
Oct 13, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
Dec 30, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2006 · Amount on Record
Deed Sale	Jun 29, 2006 · Amount on Record
Deed Book / Page	25830 / 511
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Recording Date	Apr 15, 2026
Property Address	9 BIRCH LN, TOPSFIELD, MA 01983-1302
Document Number	043329-550
Book / Page	43329 / 550
Instrument Date	Apr 10, 2026
Instrument	2026420
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BIRCH LN, TOPSFIELD, MA 01983-1302

Mortgage

Document Number	0000000420,
Date	Apr 15, 2026
Book Page	43329/550
Instrument	2026420

Lender

Name	INSTITUTION FOR SVGS NEWBURYPO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Recording Date	Apr 15, 2026
Property Address	9 BIRCH LN, TOPSFIELD, MA 01983-1302
Document Number	043329-534
Book / Page	43329 / 534
Instrument Date	Apr 10, 2026
Instrument	2026410
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BIRCH LN, TOPSFIELD, MA 01983-1302

Mortgage

Document Number	0000000410,
Date	Apr 15, 2026
Book Page	43329/534
Instrument	2026410

Lender

Name	INSTITUTION FOR SVGS NEWBURYPO

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	9 BIRCH LN, TOPSFIELD, MA 01983-1302
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040856-329
Date	Apr 12, 2022
Book Page	40856/329
Instrument	20220412000770

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	9 BIRCH LN, TOPSFIELD, MA 01983-1302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36250-474
Date	Oct 13, 2017
Book Page	36250/474
Instrument	258

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2057

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	9 BIRCH LN, TOPSFIELD, MA 01983-1302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38156-21
Date	Dec 30, 2019
Book Page	38156/21
Instrument	20191230001540

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,516.00 (+2.2%)	$634,800 (+0.16%) Land $380,900 Building $253,900	$689,700
2024	$9,311.00 (+6.61%)	$633,800 (+10.3%) Land $380,900 Building $252,900
2023	$8,734.00	$574,600 Land $368,200 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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