9 Beach Mountain Rdg, Warne, NC 28909 Property Records

Clay County property record for 9 Beach Mountain Rdg, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,606 sqft · built 2006
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2018)
Tax Bill	$1,619 (2026)
Deeds & Mortgages	Sep 2018 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543900481487`

Property Details

APN / Parcel Number

Primary APN	`543900481487`
Alternative APN	`616996000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	2,606 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	62,726 sqft (1.44 acres)

Location & Zoning

Account Number	616996000
Street Address	9 BEACH MOUNTAIN RDG
City	WARNE
State	NC
Zip	28909-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 PRESERVE BEACH MTN
Legal Subdivision	THE PRESERVE AT BEACH MOUNTAIN
Legal Lot Number	6
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	1
Census Block	1019
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 BEACH MOUNTAIN DR, WARNE, NC 28909-8811
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Feb 14, 2006 · Amount on Record
Deed Document Number	20182905
Deed Book / Page	426 / 135
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	000406/083
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	9 BEACH MOUNTAIN RDG, WARNE, NC 28909-8815
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00Q14/0021
Date	Sep 17, 2018
Book Page	Q14/0021
Instrument	2018002119

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	9 BEACH MOUNTAIN RDG, WARNE, NC 28909-8815
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A15/0041
Date	Oct 15, 2019
Book Page	A15/0041
Instrument	2019002426

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 28, 2018
Property Address	9 BEACH MOUNTAIN RDG, WARNE, NC 28909-8815
Document Number	00426/0135
Book / Page	426 / 0135
Map Reference	CAB 4 SL 1251
Instrument Date	Dec 28, 2018
Instrument	2018002905
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 DOROTHY LN, 105, YOUNG HARRIS, GA 30582-2176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BEACH MOUNTAIN DRIVE, HAYESVILLE, NC 28904

Mortgage

Document Number	2018002906
Date	Dec 28, 2018
Instrument	2018002906

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,619.00 (+25.7%)	$490,000 (+93.75%) Land $41,900 Building $448,100	$490,000 (+93.75%) Land $41,900 Building $448,100
2025	$1,288.00 (+8.42%)	$252,900 (-) Land $40,800 Building $212,100	$252,900 (-) Land $40,800 Building $212,100
2023	$1,188.00	$252,900 Land $40,800 Building $212,100	$252,900 Land $40,800 Building $212,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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