9 Bay Spring Pl, Palm Coast, FL 32137 Property Records

Flagler County property record for 9 Bay Spring Pl, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,997 sqft · built 1988
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2018)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7081-00800-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7081-00800-0040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,997 sqft Heated Area
Gross Area	2,993 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Driveway	Driveway
Driveway Area	400 sqft
Pool Type	Enclosed Pool
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	9 BAY SPRING PL
City	PALM COAST
State	FL
Zip	32137-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 81 BLOCK 80 LOT 4 OR 346 PG 678 OR 361 PG 779 OR 697/1599-CT OR 725/1996 OR 1864/1834 OR 2318/1114-DC MARY
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	80
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1027
Census Tract	60301

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 BAY SPRING PL, PALM COAST, FL 32137-7305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Prior Sale	Apr 18, 2012 · Amount on Record
Deed Document Number	2018042741
Deed Book / Page	2318 / 1115
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 14, 2018
Property Address	9 BAY SPRING PL, PALM COAST, FL 32137-7305
Document Number	0023181115
Book / Page	2318 / 1115
Map Reference	MB27 PG61
Instrument Date	Oct 31, 2018
Instrument	2018042741
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 DRIFTWOOD LN, 7, PALM COAST, FL 32137-3365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BAY SPRING PL, PALM COAST, FL 32137-7305

Mortgage

Document Number	2018042742
Date	Nov 14, 2018
Instrument	2018042742

Lender

Name	SUN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00 (+5.41%) Homeowner's exemption	$198,660 (+5.99%)	$295,692 (+6.54%) Land $31,000 Building $264,692
2023	$2,681.00 (+1.17%) Homeowner's exemption	$187,438 (+3%)	$277,532 (+3.45%) Land $28,500 Building $249,032
2022	$2,650.00 Homeowner's exemption	$181,979	$268,272 Land $27,000 Building $241,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	79 (1994–2024)
Claims Outside the SFHA	8 of 79
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 42 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20