9 Bay Rd, Warren, RI 02885 Property Records

Warren Town property record for 9 Bay Rd, Warren, RI 02885

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,138 sqft · built 1978
Lot Size	0.309 acres (13,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,320 (Mar 2026)
Tax Bill	$7,894 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-0233-00`

Property Details

APN / Parcel Number

Primary APN	`4-0233-00`
Alternative APN	`WARR M:13E L:296`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	3,808 sqft
Basement Area	2,000 sqft
Unfinished Basement	2,000 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,451 sqft (0.309 acres)
View / Lot	Waterfront
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	4-0233-00
Street Address	9 BAY RD
City	WARREN
State	RI
Zip	02885-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	296
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2002
Census Tract	30602

Owner

Source: Warren Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 BAY RD, WARREN, RI 02885-2218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer MORTGAGE EQUITY PARTNERS LLC
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Jun 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Book / Page	1162 / 198
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN RI
Recording Date	Mar 2, 2026
Property Address	9 BAY RD, WARREN, RI 02885-2218
Document Number	001162-198
Book / Page	1162 / 198
Instrument Date	Feb 26, 2026
Instrument	208
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 BAY RD, WARREN, RI 02885-2218

Mortgage

Document Number	0000000209
Date	Mar 2, 2026
Instrument	209

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	9 BAY RD, WARREN, RI 02885-2218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1025-248
Date	Nov 30, 2020
Book Page	1025/248
Instrument	27806

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN RI
Recording Date	Sep 29, 2020
Property Address	9 BAY RD, WARREN, RI 02885-2218
Document Number	1018-326
Book / Page	1018 / 326
Instrument Date	Sep 28, 2020
Instrument	27285
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BAY RD, WARREN, RI 02885-2218

Mortgage

Document Number	27286
Date	Sep 29, 2020
Instrument	27286

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN RI
Recording Date	Jun 6, 2017
Property Address	9 BAY RD, WARREN, RI 02885-2218
Document Number	929-110
Book / Page	000929 / 000110
Instrument Date	Jun 6, 2017
Instrument	20005
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 LOCUST TER WARREN RI 028854107, WARREN, RI 02885-4107

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,894.00 (-1.39%)
2025	$8,005.00 (+9%)	$537,600 (-) Land $217,600 Building $320,000	$724,130
2023	$7,344.00 (+2.2%)	$537,600 (+34.74%) Land $217,600 Building $320,000
2022	$7,186.00	$399,000 Land $208,800 Building $190,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1978–2014)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Mar 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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