9 Ash St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 9 Ash St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,312 sqft · built 1905
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$118,600 (Dec 2019)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:057 B:341`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:057 B:341`
Alternative APN	`2488`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,312 sqft Living Area
Gross Area	4,070 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2488
Street Address	9 ASH ST
City	WATERVILLE
State	ME
Zip	04901-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	341
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3013
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 ASH ST, WATERVILLE, ME 04901-5505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
May 2, 2022	Deed of Trust, Mortgage · FHA Mortgage USA RURAL HOUSING
Dec 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Sep 29, 2010 · Amount on Record
Deed Document Number	201928122
Deed Book / Page	13415 / 317
Transfer Doc	0000001376
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	9 ASH ST, WATERVILLE, ME 04901-5505
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020025859
Date	Oct 9, 2020
Book Page	13741/37
Instrument	2020025859

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	9 ASH ST, WATERVILLE, ME 04901-5505
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022010007
Date	May 2, 2022
Book Page	14435/117
Instrument	2022010007

Lender

Name	USA RURAL HOUSING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Dec 4, 2019
Property Address	9 ASH ST, WATERVILLE, ME 04901-5505
Document Number	0019028122
Book / Page	13415 / 317
Instrument Date	Dec 3, 2019
Instrument	19028122
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 MOUNT VERNON AVE, AUGUSTA, ME 04330-4227

Mortgage

Document Number	0019028123
Date	Dec 4, 2019
Instrument	19028123

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00 (+2.19%)	$153,800 (+19.6%) Land $18,400 Building $135,400
2024			$160,835
2023	$2,559.00 (+70.37%)	$128,600 (+121.34%) Land $14,200 Building $114,400
2022	$1,502.00	$58,100 Land $10,700 Building $47,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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