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9 Andover Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 9 Andover Dr, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,722 sqft · built 1989
Lot Size0.128 acres (5,576 sqft)
OwnerCompany Name on File
Last Sale$330,000 (Sep 2019)
Tax Bill$3,116 (2025)
Deeds & MortgagesApr 2020 Mortgage
Feb 2020 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN20-10-31-5365-00010-0060

Property Details

APN / Parcel Number

Primary APN20-10-31-5365-00010-0060

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,722 sqft Living Area
Gross Area2,912 sqft
1st Floor Area1,722 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,576 sqft (0.128 acres)
DrivewayConcrete Driveway
Driveway Area400 sqft
Pool Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9 ANDOVER DR
CityPALM COAST
StateFL
Zip32137-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSEA COLONY SUBDIVISION PHASE II LOT 6 OR 418 PG 181 OR 796 PG 494 OR 1103 PG 1176 OR 1279/663 OR 1867/495 OR 1881/1966 OR 2383/368 OR 2420/1633
Legal Range31E
Legal Township10S
Legal Section20
Legal SubdivisionSEA COLONY SUBD
Legal Phase2
Legal Block1
Legal Lot Number6
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3001
Census Tract60106

Owner

9 Andover Dr is owned by a company that acquired it in February 2020 and is owner-occupied.

Source: Flagler County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing Address9 ANDOVER DR, PALM COAST, FL 32137-2515
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Feb 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 11, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2019 · Amount on File
Deed SaleSep 11, 2019 · Amount on File
Prior SaleMay 2, 2012 · Amount on File
Deed Document Number201933684
Deed Book / Page2383 / 368
Last Transfer DateFeb 17, 2020
Transfer Doc0024201633
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address9 ANDOVER DR, PALM COAST, FL 32137-2515
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024340914
DateApr 9, 2020
Book Page2434/914
Instrument2020014055
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateFeb 18, 2020
Property Address9 ANDOVER DR, PALM COAST, FL 32137-2515
Document Number0024201633
Book / Page002420 / 001633
Instrument DateFeb 17, 2020
Instrument6429
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9 ANDOVER DR PALM COAST FL 321372515, PALM COAST, FL 32137-2515

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 11, 2019
Property Address9 ANDOVER DR, PALM COAST, FL 32137-2515
Document Number0023830368
Book / Page2383 / 0368
Map ReferenceMB 27 PG 30
Instrument DateSep 10, 2019
Instrument2019033684
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 ANDOVER DR, 9, PALM COAST, FL 32137-2515

Transferred To (Grantee/Buyer)

NameVerified Name
Address6613 PARK STRAND DR, APOLLO BEACH, FL 33572-1548

Mortgage

Document Number0023830370
DateSep 11, 2019
Instrument2383-0370
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9 Andover Dr was $3,116 with a homeowner's exemption, down 10.6% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,116.00 (-10.64%) Homeowner's exemption$262,215$390,631 Land $101,000 Building $289,631
2024$3,487.00 (+2.26%)
2023$3,410.00 (+6.2%) Homeowner's exemption$247,403 (+3%)$406,233 (+22.93%) Land $101,000 Building $305,233
2022$3,211.00 Homeowner's exemption$240,198$330,449 Land $101,000 Building $229,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Andover Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 380 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies380 in force
Nearby Flood Claims236 (1994–2024)
Claims Outside the SFHA70 of 236
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 10 claims
  • Hurricane Irma, Oct 2017 · 51 claims
  • Hurricane Matthew, Oct 2016 · 140 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Andover Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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