Essex County and Saugus Town property record for 9 Adams Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,609 sqft · built 1890 |
| Lot Size | 0.235 acres (10,258 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $685,000 (Nov 2025) |
| Tax Bill | $5,764 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:007-E B:0011 L:0018 |
| Primary APN | SAUG M:007-E B:0011 L:0018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,492 sqft |
| 1st Floor Area | 1,179 sqft |
| Basement Area | 573 sqft |
| Unfinished Basement | 573 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,258 sqft (0.235 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 6183013 |
|---|---|
| Street Address | 9 ADAMS AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 11 |
| Legal Lot Number | 18 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 9 ADAMS AVE, SAUGUS, MA 01906-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Nov 7, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 21, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CARLA P LUTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Prior Sale | Apr 21, 2021 · Amount on Record |
| Deed Document Number | 20254060 |
| Deed Book / Page | 43058 / 31 |
| Transfer Doc | 34831-620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 9 ADAMS AVE, SAUGUS, MA 01906-2401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040124-257 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 40124/257 |
| Instrument | 20210729000200 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 7, 2025 |
| Property Address | 9 ADAMS AVE, SAUGUS, MA 01906-2401 |
| Document Number | 0043058-31 |
| Book / Page | 43058 / 31 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 20251107004060 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9 ADAMS AVE, SAUGUS, MA 01906-2401 |
| Document Number | 20251107004070 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 20251107004070 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 21, 2021 |
| Property Address | 9 ADAMS AVE, SAUGUS, MA 01906-2401 |
| Document Number | 39789-56 |
| Book / Page | 39789 / 56 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 20210421001450 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9 ADAMS AVE, SAUGUS, MA 01906-2401 |
| Document Number | 210421001460 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 210421001460 |
| Name | CARLA P LUTHER |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,764.00 (+4.31%) | $539,700 (+4.01%) Land $300,100 Building $239,600 | $647,520 |
| 2024 | $5,526.00 (+2.91%) | $518,900 (+8.81%) Land $283,000 Building $235,900 | |
| 2023 | $5,370.00 | $476,900 Land $248,700 Building $228,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1991–2008) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures