9 Acker St W, Saint Paul, MN 55117 Property Records

Ramsey County property record for 9 Acker St W, Saint Paul, MN 55117

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,540 sqft · built 1889
Lot Size	0.099 acres (4,320 sqft)
Owner	Individual Name on File
Last Sale	$291,900 (Jun 2026)
Tax Bill	$4,996 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-29-22-34-0016`

Property Details

APN / Parcel Number

Primary APN	`30-29-22-34-0016`
Alternative APNs	`8227625` `662157`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	878 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Game Room	Game Room

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,320 sqft (0.099 acres)
Lot Dimensions	108 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	662157
Street Address	9 ACKER ST W
City	SAINT PAUL
State	MN
Zip	55117-5560
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DRAKES 2ND ADDITION,TO ST. PA LOT 22 BLK 6
Legal Range	22
Legal Township	29
Legal Section	30
Legal Subdivision	DRAKES 2ND ADDITION,TO ST. PA
Legal Block	6
Legal Lot Number	22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2022
Census Tract	31400

Owner

9 Acker St W, a duplex, is owned and occupied by an individual who bought it in June 2026.

Source: Ramsey County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	9 ACKER ST W, SAINT PAUL, MN 55117-5560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · FHA Mortgage GRANITE BANK
Apr 23, 2021	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA
May 2, 2017	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Apr 23, 2021 · Amount on File
Deed Document Number	20265109019
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 9, 2026
Property Address	9 ACKER ST W, SAINT PAUL, MN 55117-5560
Document Number	0005109019
Instrument Date	May 29, 2026
Instrument	20265109019
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,238.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ACKER ST W, SAINT PAUL, MN 55117-5560

Mortgage

Document Number	0005109020,
Date	Jun 9, 2026
Instrument	20265109020

Lender

Name	GRANITE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0005109021,
Date	Jun 9, 2026
Instrument	20265109021

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.23%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 23, 2021
Property Address	9 ACKER ST W, SAINT PAUL, MN 55117-5560
Document Number	0A04879141
Instrument Date	Apr 7, 2021
Instrument	A04879141
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ACKER ST W, SAINT PAUL, MN 55117-5560

Mortgage

Document Number	0A04879142
Date	Apr 23, 2021
Instrument	A04879142

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 2, 2017
Property Address	9 ACKER ST W, SAINT PAUL, MN 55117-5560
Document Number	0004656840
Instrument Date	Apr 28, 2017
Instrument	4656840
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 CLARENCE ST ST PAUL MN 551061414, ST PAUL, MN 55106-1414

Mortgage

Document Number	4656841
Date	May 2, 2017
Instrument	4656841

Lender

Name	SUMMIT MTG
Type	Mortgage Company
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9 Acker St W was $4,996.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,500 (+6.34%) Land $25,000 Building $288,500	$313,500 (+6.34%) Land $25,000 Building $288,500
2025	$4,996.00 Homeowner's exemption	$294,800 Land $25,000 Building $269,800	$294,800 Land $25,000 Building $269,800
2023	$3,878.00 Homeowner's exemption	$259,900 Land $20,000 Building $239,900	$259,900 Land $20,000 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Acker St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9 Acker St W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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