Cumberland Town property record for 9 Academy Dr, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,649 sqft · built 2006 |
| Lot Size | 0.918 acres (39,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Oct 2018) |
| Tax Bill | $7,856 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9942-70 |
| Primary APN | 9942-70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,649 sqft Living Area |
| Gross Area | 5,782 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,022 sqft |
| Unfinished Basement | 1,022 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,988 sqft (0.918 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 9942-70 |
|---|---|
| Street Address | 9 ACADEMY DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-6301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 504 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11301 |
9 Academy Dr is owned and occupied by two individuals who bought it in October 2018.
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 ACADEMY DR, CUMBERLAND, RI 02864-6301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Oct 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on File |
| Deed Sale | Oct 4, 2018 · Amount on File |
| Prior Sale | Nov 22, 2013 · Amount on File |
| Deed Book / Page | 1785 / 207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 9 ACADEMY DR, CUMBERLAND, RI 02864-6301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1868-63 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 1868/63 |
| Instrument | 119911 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Oct 4, 2018 |
| Property Address | 9 ACADEMY DR, CUMBERLAND, RI 02864-6301 |
| Document Number | 1785-207 |
| Book / Page | 001785 / 000207 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 ACADEMY DR CUMBERLAND RI 028646301, CUMBERLAND, RI 02864-6301 |
| Date | Oct 4, 2018 |
|---|
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2048 |
The 2026 property tax bill for 9 Academy Dr was $7,856, up 1.2% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,856.00 (+1.18%) | $784,800 (+24.02%) Land $238,500 Building $546,300 | $676,250 |
| 2025 | $7,764.00 | $632,800 Land $154,700 Building $478,100 | |
| 2023 | $7,353.00 (+7.59%) | $632,800 (+38.8%) Land $154,700 Building $478,100 | |
| 2022 | $6,834.00 | $455,900 Land $121,600 Building $334,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Academy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Academy Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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