Clay County property record for 9 8th St SE, Spencer, IA 51301
| Property Type | Office Building |
|---|---|
| Details | 880 sqft · built 1910 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,192 (2025) |
| Deeds & Mortgages | Oct 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 963618333006 |
| Primary APN | 963618333006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 880 sqft Gross Area |
| Basement Area | 464 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 80 ft deep x 69 ft wide |
| Porch | Slab |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 9 8TH ST SE |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-5734 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | C-2 HIGHWA |
| Legal Description | S 80' OF E 69' 3 5 HARRIS |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 18 |
| Legal Subdivision | HARRIS SUBURBAN |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 80200 |
9 8th St SE, a commercial property, is owned by two individuals who acquired it in October 2024.
Source: Clay County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 8TH ST SE, SPENCER, IA 51301-5734 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 18, 2024 |
| Transfer Doc | 02024/2298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Oct 21, 2024 |
| Property Address | 9 8TH ST SE, SPENCER, IA 51301-5734 |
| Document Number | 02024/2298 |
| Book / Page | 2024 / 2298 |
| Instrument Date | Oct 18, 2024 |
| Instrument | 2024 2298 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 8TH ST SE, SPENCER, IA 51301-5734 |
The 2025 property tax bill for 9 8th St SE was $1,192, down 16.5% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,192.00 (-16.53%) | $77,870 Land $28,310 Building $49,560 | $77,870 Land $28,310 Building $49,560 |
| 2024 | $1,428.00 | ||
| 2023 | $89,230 (+7.21%) Land $53,700 Building $35,530 | $89,230 Land $53,700 Building $35,530 | |
| 2022 | $1,466.00 | $83,230 Land $53,700 Building $29,530 | |
| 2021 | $83,230 Land $53,700 Building $29,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 8th St SE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 8th St SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures