9 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 9 1st St, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1930
Lot Size	0.216 acres (9,422 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Feb 2017)
Tax Bill	$2,316 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0170-00590`

Property Details

APN / Parcel Number

Primary APN	`185-0170-00590`
Alternative APN	`1025078`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,104 sqft Gross Area
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,422 sqft (0.216 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	72 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1025078
Street Address	9 1ST ST
City	DULUTH
State	MN
Zip	55810-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 95 FT OF LOT 27 AND ALL OF LOTS28 AND 29 SERIAL #
Legal Subdivision	NORTONS ADDITION
Legal Block	2
Legal Lot Number	27-29
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2011
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0170-00590

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 1ST ST, DULUTH, MN 55810-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FEDERAL CU
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK
Feb 06, 2017	Warranty Deed, Transfer · Conventional Mortgage WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2017 · Amount on Record
Deed Sale	Feb 06, 2017 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	20171303520
Prior Transfer Date	Aug 14, 2012
Prior Transfer Doc	0001194302
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9 1ST ST, DULUTH, MN 55810-2304
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 1ST ST, PROCTOR, MN 55810-2304

Mortgage

Document Number	0001447421
Date	Jul 13, 2022
Instrument	1447421

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 24, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 01, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	1
Max Rate	10.2%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9 1ST ST, DULUTH, MN 55810-2304
Document Number	00A1337828
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91ST ST DULUTH MN 55810, DULUTH, MN 55810

Mortgage

Document Number	00A1337828
Date	Aug 02, 2018
Instrument	A1337828

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 01, 2023

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 06, 2017
Property Address	9 1ST ST, DULUTH, MN 55810-2304
Document Number	00A1303520
Instrument Date	Feb 01, 2017
Instrument	A1303520
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 1ST ST PROCTOR MN 558102304, PROCTOR, MN 55810-2304

Mortgage

Document Number	A1303521
Date	Feb 06, 2017
Instrument	A1303521

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,316.00 (+25.46%) Homeowner's exemption
2025	$1,846.00 (+7.95%) Homeowner's exemption	$187,800 (+17.52%) Land $20,500 Building $167,300	$187,800 (+17.52%) Land $20,500 Building $167,300
2024	$1,710.00	$159,800 (+30.45%) Land $17,500 Building $142,300	$159,800 (+30.45%) Land $17,500 Building $142,300
2022		$122,500 Land $13,200 Building $109,300	$122,500 Land $13,200 Building $109,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979, rainfall accumulation

Wildfire

Wildfire Risk	Low above 3% of the US · above 11% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 441 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AirFiber	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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