9 16th St, Charleston, IL 61920 Property Records

Coles County property record for 9 16th St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 990 sqft · built 1916
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jun 2021)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-11310-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-11310-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Base Area
1st Floor Area	990 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	230 ft deep x 57.5 ft wide

Location & Zoning

Street Address	9 16TH ST
City	CHARLESTON
State	IL
Zip	61920-1687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW NE1/4 & PT OF NW SE1/4 DANIEL PARKERS ADDITION S1/2 N1/2 BLK 1 SEC 11 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	11
Legal Subdivision	DANIEL PARKERS ADDITION
Legal Block	1
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	5
Census Block	5009
Census Tract	500

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 16TH ST, CHARLESTON, IL 61920-1687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA
Aug 11, 2017	Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	2021795133
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 7, 2021
Property Address	9 16TH ST, CHARLESTON, IL 61920-1687
Document Number	202100795133
Instrument Date	Jun 4, 2021
Instrument	202100795133
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 E CHARLESTON RD, ASHMORE, IL 61912-9713

Mortgage

Document Number	202100795134
Date	Jun 7, 2021
Instrument	202100795134

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2036

Interest

Rate Type	Adjustable Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Aug 11, 2017
Property Address	9 16TH ST, CHARLESTON, IL 61920-1687
Document Number	201700771729
Instrument Date	Jul 30, 2017
Instrument	201700771729
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	COLES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 N IOWA ST, ATWOOD, IL 61913-7140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 16TH ST, CHARLESTON, IL 61920-1687

Mortgage

Document Number	201700771730
Date	Aug 11, 2017
Instrument	201700771730

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00 (-29.17%)	$20,572 (+20.66%) Land $4,946 Building $15,626	$61,716 (+20.66%) Land $14,838 Building $46,878
2023		$17,049 Land $4,099 Building $12,950	$51,147 Land $12,297 Building $38,850
2020	$1,498.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

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